Best CD rates and certificates

Requirements

Product: Penalty for early withdrawal.

Requirements

Product: Early withdrawal penalty of 90 days interest. Interest is simple and will be paid at maturity. Rates are subject to change daily.

Offer: Early withdrawal penalty of 90 days interest. Interest is simple and will be paid at maturity. Rates are subject to change daily.

Requirements

Product: Dividends compounded and credited monthly. Early withdrawal penalties apply (3 months dividend on 2026 schedule). Horizons Heroes members (active first responders, military, physicians, nurses, educators) may receive a 0.25% APY increase. NCUA insured. Membership required.

Offer: Early withdrawal penalty: 3 months dividend. Dividends compounded and credited monthly.

Requirements

Product: Dividends compounded quarterly. The Annual Percentage Yield (APY) and interest rate assume that interest is to be added to the principal and remain in the account until the maturity of the certificate. An early withdrawal penalty of 2% of the principal balance or 1 year of interest, whichever is less, will apply if any funds are withdrawn from the certificate before the maturity date.

Offer: Dividends compounded quarterly. Early withdrawal penalty applies.

Requirements

Product: Fixed rate locked for term. Dividends compound daily. Automatically renews at maturity with a 7-day grace period. Early withdrawal penalty applies. Must maintain membership share in Primary Savings.

Offer: Minimum balance of $250 required to earn stated APY. Fixed rate for 6 months.

Requirements

Product: Interest rate guaranteed for entire term. Early withdrawal penalties may apply. Auto-renews at maturity.

Offer: Special promotional rate. Minimum balance to open and obtain APY is $1,000. Penalty for early withdrawal will reduce earnings.

Requirements

Product: Rates available for new checking account customers with Direct Deposit or established checking account customers with Direct Deposit. Minimum deposit to open is $500. Early withdrawal penalty applies. Terms available from 3 months to 5 years. No setup or monthly service charges.

Offer: Available for new checking account customers with Direct Deposit or established checking account customers with Direct Deposit. Minimum to open is $500. Early withdrawal penalty applies.

Requirements

Product: $500 minimum opening deposit. Terms from 6 to 36 months. 18-month term features rate bump. Early withdrawal subject to dividend penalties.

Requirements

Product: Fixed rate until maturity/renewal. Interest is compounded and paid monthly. Minimum balance of $500 required to open and obtain APY. Early withdrawal penalty applies.

Requirements

Product: Membership eligibility required. Early withdrawal penalties may apply. Jumbo ($95,000 and greater) Share Certificates rates are available by phone.

Requirements

Product: Open with as little as $500. Automatic renewal at maturity with 10-day grace period. Additional deposits not allowed; withdrawal of dividends allowed. Early withdrawal of principal subject to penalty. Membership eligibility requires living, working, worshiping, or attending school in specified Maine counties, or immediate family.

Offer: Early withdrawal penalty of 120 days dividends for maturities up to 1 year.

Requirements

Product: Compounding dividends computed daily and paid quarterly. Automatically renews at maturity. Penalties may be imposed for early withdrawal. Accounts and rates are subject to membership eligibility and qualifications. Additional deposits not allowed once opened.

Requirements

Product: Minimum deposit of $500.00. Dividends are paid monthly. Terms ranging from 6 to 60 months.

Offer: Minimum $500.00; Dividends paid monthly

Requirements

Product: Deposits are FDIC insured up to $250,000 per depositor. A penalty may be imposed for early withdrawal. Fees could reduce earnings.

Offer: 6 Month CD Special. No New Money Required. Requires a GRB Value, Reward, or Elite Checking account. Individual CD deposit amount must be less than $1,000,000. Limited time offer.