Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 256–270 results
- Poppy BankPersonal Certificate of Deposit AccountsCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
4.25%APY$868 over 24 months on $10,000Requirements
Offer: APY accurate as of September 24, 2026. Rate may change after account is opened. Minimum balance requirement must be maintained in the account each day to obtain the disclosed APY. Grace period of seven calendar days after maturity to withdraw funds without penalty. Early withdrawal penalty equals 3.00% of the principal amount withdrawn early.
4.16% interest rate · Effective Sep 24, 2026
Rate checked
More details - State Bank of ChiltonCertificate of DepositCD · 24 months · $1,000 min · 3.60%–4.25% by balance
Bank · Add a location to see nearby branches
4.25%APY$868 over 24 months on $10,000Requirements
Product: Start with a balance of $1,000 to open and maintain the account. Make withdrawals without penalty 10 calendar days after the maturity date. A penalty may be imposed for early withdrawal of time deposit accounts. Fees may reduce earnings on this account.
Offer: 2-year term.
3.57% interest rate · Effective Sep 24, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $1,000 and up 3.60% $2,500 and upYour amount24-Month Fixed Rate CD Special. 4.25% Rate checked
More details - Leaders Credit Union24-Month Certificate SpecialCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$868 over 24 months on $10,000intro rateRequirements
Product: Limited time only. Applies to new money only (funds not on deposit within the last 30 days). Existing members without a checking account become eligible by opening a new checking account. Automatically renews as a 24 Month Certificate at prevailing rate. Early withdrawal penalties apply.
Offer: Dividends earned and compounded monthly. Limited time offer for new money only.
Promotional rate · 4.17% interest rate · Compounded monthly · Effective Jul 1, 2026
Rate checked
More details - Jeanne D'Arc Credit UnionCertificates of DepositCD · 24 months · $250 min
Credit union · Add a location to see nearby branches
4.25%APY$868 over 24 months on $10,000intro rateRequirements
Product: A $250.00 minimum balance and $5.00 membership account are required to open. Early withdrawal penalty may apply. Upon maturity, certificate may automatically roll into another term. Dividends are compounded and credited monthly.
Offer: Special Offer. Available with a one-time bump-up option.
Promotional rate · 4.17% interest rate · Effective Sep 21, 2026
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More details - First Harvest Credit UnionShare CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$868 over 24 months on $10,000Requirements
Product: APY listed paid on $500 minimum balance. Certificates will automatically renew at maturity according to the renewal terms stated on our Share Certificate Truth-In-Savings Disclosure. Certificates may be subject to penalty for early withdrawal. Fees may reduce earnings. Offer valid for funds not currently on deposit with First Harvest Credit Union. Review our Share Certificate Truth-In-Savings Disclosure for details. Membership restrictions apply. Federally Insured by NCUA. Additional deposit coverage up to $250,000 is provided by Excess Share Insurance.
Offer: Must open with $500 minimum in new money or have a First Harvest Checking Account.
4.17% interest rate · Effective Sep 23, 2026
Rate checked
More details - TruWest Credit UnionSavings CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$868 over 24 months on $10,000intro rateRequirements
Product: Must be a TruWest member with a minimum $5 deposit and continuing balance. Minimum certificate balance of $500.
Offer: Effective as of 2026-09-23. Subject to change.
Promotional rate · 4.16% interest rate · Effective Sep 23, 2026
Rate checked
More details - Blue Eagle Credit UnionRegular CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$868 over 24 months on $10,000Requirements
Product: Membership eligibility and credit qualification requirements may apply. Initial savings account deposit of $5 or more required for membership. Dividends compounded and credited quarterly based on average daily balance. Penalty may be imposed for early withdrawal. Service charges may reduce earnings.
4.18% interest rate · Effective Jun 1, 2026
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More details - Bogota Savings BankCertificate of DepositCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
4.25%APY$868 over 24 months on $10,000Requirements
Product: Available online and in-branch. Early withdrawal penalties apply if funds are withdrawn before maturity date.
Offer: Interest Compounded Daily | Posted Monthly
4.16% interest rate · Compounded daily
Rate checked
More details - S. Middlesex FCUShare Certificates of Deposit (CD)CD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$868 over 24 months on $10,000Requirements
Product: Minimum deposit of $1,000. Dividends compounded and credited monthly. Account does not automatically renew at maturity.
4.17% interest rate · Effective Sep 15, 2026
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More details - Citizens Bank & Trust CompanyCertificate of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
4.25%APY$868 over 24 months on $10,000Requirements
Product: Accounts cannot be opened online or over the phone; must visit a branch location to open an account. Early withdrawal penalties and fees may reduce earnings.
4.25% interest rate · Effective Sep 17, 2026
Rate checked
More details - East Wisconsin Savings BankCertificates of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
4.25%APY$868 over 24 months on $10,000Requirements
Product: APY is based on daily compounding and assumes interest remains on deposit. Withdrawals and fees could reduce earnings. Penalty may apply for early withdrawal.
Offer: Special CD. Renews to 30 month CD.
4.18% interest rate · Effective Sep 15, 2026
Rate checked
More details - Heritage Community BankCertificate of DepositCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
4.25%APY$868 over 24 months on $10,000Requirements
Product: Automatically renewable with a 10 day grace period. Interest can be compounded, paid by check or transferred to a checking or savings account. Early withdrawal penalties apply. $1000.00 minimum deposit to open account. Interest is compounded daily.
Offer: Early withdrawal penalties apply.
4.16% interest rate · Compounded daily
Rate checked
More details - Utah Heritage Credit UnionSavings CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$868 over 24 months on $10,000Requirements
Product: Dividends compounded monthly and credited monthly. Interest calculated by the daily balance method. No deposits or withdrawals allowed before maturity. Minimum opening deposit of $500.00. Early withdrawal penalty applies (90 days interest for terms 12 months or less; 180 days interest for terms 13 months or more; minimum penalty $15.00). Automatically renewed at maturity with a 10-day grace period.
4.17% interest rate · Compounded monthly · Effective Mar 26, 2026
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More details - Mountain America Credit UnionBump CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.24%APY$866 over 24 months on $10,000Requirements
Product: Requires $500 to open. Includes a one-time rate bump option during certificate term if prevailing rate increases. Rate increase must be initiated by member; applies only to remainder of term and is not retroactive. Funds cannot be added after initial deposit. Early withdrawal penalty applies. Automatically renews as bump certificate for same term if auto-renew selected.
Offer: Includes one-time rate bump option during certificate term.
4.16% interest rate · Effective Jul 9, 2026
Rate checked
More details - Tendto Credit UnionShare CertificatesCD · 24–35 months · $1,000 min · 4.24%–4.65% by balance
Credit union · Add a location to see nearby branches
4.24%APYRequirements
Product: All rates and yields stated below are accurate as of October 1, 2026 and are subject to change. Fees may reduce earnings and the dividend rate may change after the account is opened. Choose your term from 6 to 60 months, or any month in between. Penalty imposed for early withdrawal.
4.17% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 and upYour amount 4.24% $25,000 and up 4.29% $75,000 and up 4.39% $125,000 and up 4.49% $200,000 and up 4.65% Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 2-year CDs pay nationwide
4,629 CDs at 4,048 banks and credit unions · checked Oct 16–23
- Typical
- 3.05%
- Top 10% from
- 4.06%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.25%
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- Synchrony BankBank