Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 241–255 results
- River Valley Credit UnionCD SpecialCD · 9 months
Credit union · Add a location to see nearby branches
4.00%APY$299 over 9 months on $10,000intro rateRequirements
Product: Offer valid September 14-November 14, 2026. Existing River Valley Credit Union funds are not eligible for this promotion. Dividends compound and are credited monthly. Early withdrawal penalties apply and may reduce earnings. Membership eligibility required.
Offer: Offer valid September 14-November 14, 2026. Existing funds not eligible. Dividends compound and are credited monthly. Early withdrawal penalties apply.
Promotional rate
Rate checked
More details - First Federal Lakewood9-Month CDCD · 9 months · $500 min
Bank · Add a location to see nearby branches
4.00%APY$299 over 9 months on $10,000Requirements
Product: Early withdrawal penalties may apply. Fees could reduce earnings.
Offer: Early withdrawal penalties may apply. Fees could reduce earnings.
3.94% interest rate · Effective Oct 5, 2026
Rate checked
More details - St. Pius Federal Credit UnionShare CertificatesCD · 9 months · $500 min · 4.00%–4.10% by balance
Credit union · Add a location to see nearby branches
4.00%APY$299 over 9 months on $10,000Requirements
Product: Early withdrawal penalties may apply. Membership subject to eligibility.
3.92% interest rate · Effective Sep 28, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $500 and upYour amount 4.00% $100,000 and upJumbo 4.10% Rate checked
More details - Community Bank & TrustCertificate of Deposit AccountCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
4.00%APY$299 over 9 months on $10,000with conditionsRequirements
Product: *Eligibility requirement: customer must be an owner of an active CBT checking, savings, or loan account.
Offer: Relationship bump rate; eligibility requirement: customer must be an owner of an active CBT checking, savings, or loan account.
Qualified rate · 3.94% interest rate · Effective Sep 22, 2026
Rate checked
More details - Sanborn Savings BankCertificates of DepositCD · 9 months · $10,000 min
Bank · Add a location to see nearby branches
4.00%APY$299 over 9 months on $10,000intro rateRequirements
Product: Penalty may be imposed for early withdrawal. $1,000.00 minimum deposit (unless noted) to open account and maintain APY.
Offer: 9 Month Special ($10,000.00 minimum)
Promotional rate · 3.95% interest rate · Effective Oct 5, 2026
Rate checked
More details - PrimebankCertificates of DepositCD · 9 months · $10,000 min
Bank · Add a location to see nearby branches
4.00%APY$299 over 9 months on $10,000 - United Community BankCertificates of DepositCD · 9 months · $10,000 min
Bank · Add a location to see nearby branches
4.00%APY$299 over 9 months on $10,0003.98% interest rate · Effective Oct 5, 2026
Rate checked
More details - Citizens Savings BankCertificates of DepositCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
4.00%APY$299 over 9 months on $10,000Requirements
Product: FDIC insured up to $250,000. Substantial penalties for early withdrawals on all CDs.
Offer: Compounded at maturity. Substantial penalty for early withdrawal.
3.98% interest rate
Rate checked
More details - Marion County BankCertificates of DepositCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
4.00%APY$299 over 9 months on $10,000Requirements
Product: Minimum deposit of $1,000. Interest compounded and credited at maturity, quarterly, or semi-annually depending on term/product. Early withdrawal subject to penalty.
Offer: Interest compounded and credited at maturity.
3.98% interest rate · Effective Sep 29, 2026
Rate checked
More details - Bank of WashingtonCertificate of DepositCD · 9 months · $500 min
Bank · Add a location to see nearby branches
4.00%APY$299 over 9 months on $10,000Requirements
Product: APY is calculated using the daily balance method, assuming interest remains in the account until maturity. A penalty may be imposed for early withdrawal.
Offer: Interest paid quarterly.
3.94% interest rate
Rate checked
More details - Ignite Credit UnionCertificate SpecialsCD · 9 months · $50 min
Credit union · Add a location to see nearby branches
4.00%APY$299 over 9 months on $10,000intro rateRequirements
Product: Promotional limited-time offer. Minimum deposit of $50 required. Fees may reduce earnings. Penalty may be imposed for early withdrawal. Dividends compounded and credited monthly. Additional deposits are permitted during the CD term. One rate bump permitted during the CD term.
Offer: Promotional special. Minimum deposit $50. Dividends compounded and credited monthly. Additional deposits permitted during term. One rate bump permitted during term. Penalty for early withdrawal may be imposed.
Promotional rate · Effective Oct 1, 2026
Rate checked
More details - Governmental Employees Credit UnionShare CertificatesCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
4.00%APY$299 over 9 months on $10,000intro rateRequirements
Product: Membership eligibility required. Early withdrawals are subject to penalty. No monthly maintenance fees or setup fees.
Offer: CD Special / Hole in One Rates. Early withdrawals are subject to penalty.
Promotional rate · 3.93% interest rate · Effective Oct 5, 2026
Rate checked
More details - Heartland Credit UnionCertificateCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
4.00%APY$299 over 9 months on $10,000intro rateRequirements
Product: Certificates rates are fixed for the term when the account is opened. Early withdrawal penalties may apply. Fees may reduce earnings.
Offer: Special rate certificate; auto renews for a subsequent 12 month term at current rates.
Promotional rate · 3.94% interest rate · Effective Oct 4, 2026
Rate checked
More details - BLC Community BankCertificate of Deposit (CD)CD · 9 months · $2,500 min
Bank · Add a location to see nearby branches
4.00%APY$299 over 9 months on $10,000with conditionsRequirements
Product: Certificates will automatically renew for the same term at the current posted rate of interest unless redeemed within 10 days of the maturity date. Penalty may be imposed for early withdrawal.
Offer: Limited-time offer. Promotional APYs apply to initial term only; automatically renews to a 6-month CD at prevailing non-promotional rate. Relationship rates require active checking account. Available for personal accounts opened in person.
Qualified rate · 3.94% interest rate · Effective Sep 28, 2026
Rate checked
More details - Marine Credit UnionCertificate SpecialCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
4.00%APY$299 over 9 months on $10,000intro rateRequirements
Product: Membership required. Available for a limited time. Penalty for early withdrawal. Fees could reduce earnings. APY assumes principal and interest remain on deposit for full term.
Offer: Limited time offer. Minimum balance to earn dividends is $1,000.
Promotional rate · 3.94% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 9-month CDs pay nationwide
1,356 CDs at 1,186 banks and credit unions · checked Oct 16–23
- Typical
- 3.50%
- Top 10% from
- 4.10%
- Banks, typical
- 3.39%
- Credit unions, typical
- 3.56%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank