Bank · FDIC insured
United Community Bank CD Rates
United Community Bank’s best CD rate is 4.00% APY on a 9-month CD. Terms run from 9 months to 19 months. Rates checked October 16, 2026.
How United Community Bank’s CD rates compare
Compared with banks and credit unions in Iowa, where United Community Bank has the most branches. $10,000, best rate first.
This bank’s best
United Community Bank
4.00%APY
- Term
- 9 months
- Minimum
- $10,000
- Earns on $10,000
- $299
Certificates of Deposit
Top rate
First Federal Credit Union.
7.30%APY
- Term
- 3 months
- Minimum
- $5,000
- Earns on $10,000
- $198
2nd-highest rate
Nicolet National Bank
4.75%APY
- Term
- 60 months
- Minimum
- $2,500
- Earns on $10,000
- $2,612
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
4.00%APY · 2 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 9 months | 4.00% | $299 |
| 19 months | 4.00% | $641 |
Sources (2)
- unitedcommunitybank.com/personal/accounts/cds
- unitedcommunitybank.com/resour…onvenience/current-rates
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.