Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 226–240 results
- INTRUST BankCertificate of DepositCD · 9 months · $500 min
Bank · Add a location to see nearby branches
4.00%APY$299 over 9 months on $10,000Requirements
Product: Substantial penalty for early withdrawal. Rates may vary by bank location. In most cases, CDs automatically renew with a 10-day grace period. Early withdrawal penalty is 3 months interest for terms <= 12 months, 6 months interest for terms > 12 months. $500 minimum opening deposit with automatic renewal, or $2,500 minimum opening deposit without automatic renewal for 3-, 6-, and 9-month terms.
Offer: Featured Rate. $500 minimum opening deposit with automatic renewal; $2,500 minimum opening deposit without automatic renewal.
Rate checked
More details - Community First Federal Credit UnionCertificateCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
4.00%APY$299 over 9 months on $10,000Effective Oct 16, 2026
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More details - Kalsee Credit UnionCertificates of DepositCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
4.00%APY$299 over 9 months on $10,000Requirements
Product: Membership in Kalsee Credit Union required. CDs subject to early redemption penalties. Fees may reduce earnings.
Offer: 9-Month Promo CD base rate. Funds currently on deposit at Kalsee Credit Union not eligible. Limited time offer.
3.94% interest rate · Balance cap $1,000,000 · Effective Jul 15, 2026
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More details - Bank of BuffaloCertificate of DepositCD · 9 months · $500 min
Bank · Add a location to see nearby branches
4.00%APY$299 over 9 months on $10,0003.94% interest rate · Effective Oct 6, 2026
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More details - 4.00%APY$299 over 9 months on $10,000
Requirements
Product: Early withdrawal penalty applies. Interest compounded daily. No monthly maintenance fees.
Offer: All balance tiers.
Compounded daily
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More details - 4.00%APY$299 over 9 months on $10,000
Requirements
Product: Dividends compounded daily and credited monthly. Early withdrawal penalties apply. Renewal rates at maturity will be at the prevailing rates and may be higher or lower than the maturing certificate rate.
3.92% interest rate · Compounded daily · Effective Oct 14, 2026
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More details - Hotel & Travel Industry Federal Credit UnionShare CertificateCD · 9 months
Credit union · Add a location to see nearby branches
4.00%APY$299 over 9 months on $10,000intro rateRequirements
Product: Dividends compounded and credited quarterly.
Offer: 9 Months CD Special.
Promotional rate
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More details - 4.00%APY$299 over 9 months on $10,000
3.94% interest rate · Effective Apr 30, 2026
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More details - Barclays Bank DelawareBarclays Online CDsCD · 9 months · $0 min
Bank · Add a location to see nearby branches
4.00%APY$299 over 9 months on $10,000Requirements
Product: No minimum opening balance or deposit required to open. No monthly maintenance or annual fees. In order to maintain an account, funding must occur within 14 days of account opening. Must maintain a minimum balance that earns at least $0.01 for interest to post. Early withdrawal penalty applies: 90 days simple interest for terms <= 24 months, 180 days simple interest for terms > 24 months.
3.92% interest rate · Effective Oct 7, 2026
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More details - Meredith Village Savings BankCertificates of DepositCD · 9 months · $500 min
Bank · Add a location to see nearby branches
4.00%APY$299 over 9 months on $10,000Requirements
Product: $500.00 minimum to open Certificate of Deposit. A substantial interest penalty may be required for early withdrawals. Fees could reduce earnings.
3.93% interest rate · Effective Oct 14, 2026
Rate checked
More details - People's Credit UnionCertificates of DepositCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
4.00%APY$299 over 9 months on $10,000Requirements
Product: Early withdrawal penalties apply. Fees could reduce earnings. APY assumes principal and interest remain on deposit for the term of the certificate.
Effective Oct 14, 2026
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More details - Wave Federal Credit UnionShare CertificateCD · 9 months · $2,500 min
Credit union · Add a location to see nearby branches
4.00%APY$299 over 9 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Offer: A penalty may be imposed for early withdrawal. Fees may reduce earnings.
3.93% interest rate · Effective Oct 7, 2026
Rate checked
More details - Coastal1 Credit UnionCertificate Of DepositCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
4.00%APY$299 over 9 months on $10,000Requirements
Product: Minimum deposit to open $1,000. Interest credited monthly. Early withdrawal penalties apply.
Offer: Bump up CD. All funds deposited must be New Money (funds not on deposit with Coastal1 Credit Union).
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More details - Members1st Community Credit UnionCertificates of Deposit (CDs)CD · 9 months · $500 min
Credit union · Add a location to see nearby branches
4.00%APY$299 over 9 months on $10,000intro rateRequirements
Product: Penalty for early withdrawal. Some restrictions may apply.
Offer: 9 months special – limited time! Penalty for early withdrawal. Some restrictions may apply.
Promotional rate · 3.93% interest rate
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More details - NexTier BankCertificates of DepositCD · 9 months · $5,000 min
Bank · Add a location to see nearby branches
4.00%APY$299 over 9 months on $10,000intro rateRequirements
Product: Traditional CDs designed to be a low-risk, fixed interest rate account with a set maturity date. Flexible terms ranging from 3 months to 10 years, low minimum deposit requirements, flexible interest payment options, and automatic renewals. Interest is calculated on the daily ledger balance and compounded & credited quarterly. Early withdrawal penalties apply, and fees may reduce earnings.
Offer: Special offer accurate as of September 18, 2026. Fixed interest rate of 3.94% (4.00% APY). $5,000 minimum balance required to open the account and obtain advertised APY. Cannot be combined with any other offers. Auto-renews at 12-month term at current rate. Penalties apply for early withdrawal.
Promotional rate · 3.94% interest rate
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 9-month CDs pay nationwide
1,356 CDs at 1,186 banks and credit unions · checked Oct 16–23
- Typical
- 3.50%
- Top 10% from
- 4.10%
- Banks, typical
- 3.39%
- Credit unions, typical
- 3.56%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank