Credit union · NCUA insured
Hotel & Travel Industry Federal Credit Union
A $40.2M credit union headquartered in Honolulu, HI, with 4,514 members and 1 branch in Hawaii. Best rates: CDs 4.00% and savings 0.10% APY.
Hotel & Travel Industry Federal Credit Union Carrot Score
65
Carrot Score
Higher than 15% of U.S. banks and credit unions
#24 of 29 in Urban Honolulu, HI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Hotel & Travel Industry Federal Credit Union
Chartered in 1954, Hotel & Travel Industry Federal Credit Union is a member-owned cooperative headquartered in Honolulu, Hawaii.
The credit union caters to the financial needs of all Hawaii state hotel workers, their families, and household members.
- Headquarters
- 1914 S King St Ste 100, Honolulu, HI 96826-2162
- NCUA charter
- 9115
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to Hawaii hotel employees.
- Membership is open to HTIFCU employees.
- Membership is open to Local 5 Union members.
Family and household
- Membership is open to family members of existing HTIFCU members.
- Membership is open to family members of Hawaii hotel employees.
- Membership is open to non-related household members of existing HTIFCU members.
2 more ways to join
Family and household
- Membership is open to non-related household members of Hawaii hotel employees.
Other ways
- Membership is open to retired Hawaii hotel employees.
Cost to join
- An opening deposit of $25 into a Share Account is required to receive full membership services and benefits (waived upfront if setting up payroll deduction or direct deposit).
Branches
1 branch in Hawaii
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Hawaii
1 branch
- Main - Hotel and Travel Industry FCUMain office1914 S King St, Ste 100, Honolulu, HI 96826Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.93% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.81% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.34% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $43 | $59 | — |
- CapitalNet worth ratio8.93%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.81%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.34%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$43Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Hotel & Travel Industry Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.