Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 226–240 results
- Directions Credit UnionCertificatesCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
4.18%APY$1,307 over 36 months on $10,000Requirements
Product: Automatic renewal at maturity. Penalty for early withdrawal.
Offer: Penalty for early withdrawal.
4.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - MASSMUTUALShare CertificateCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
4.18%APY$1,307 over 36 months on $10,000intro rateRequirements
Product: $500 minimum deposit to open and earn stated dividend rate and receive Annual Percentage Yield. Early withdrawal penalties apply. Automatic renewal at maturity for 15-Month Promotional into standard 12-Month Share Certificate.
Promotional rate · 4.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - Create Credit UnionLevel Up Certificate of DepositCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
4.18%APY$1,307 over 36 months on $10,000Requirements
Product: Variable rate with one-time rate increase option during term to currently effective rate. Early withdrawal penalty of 90 days interest for 3, 6, and 12-month terms, and 180 days interest for 18, 24, 36, 48, and 60-month terms. Subsequent deposits allowed only within first 7 days of account opening.
Offer: 180-day interest penalty for early withdrawal. One-time bump up rate allowed during term.
4.10% interest rate
Rate checked
More details - Windthorst Federal Credit UnionShare CertificateCD · 36 months · $1,000 min
Credit union · Add a location to see nearby branches
4.18%APY$1,306 over 36 months on $10,000Requirements
Product: Early withdrawal fee for Share Certificates 1 Year & Under: 90 days dividend; Greater than 1 Year: 180 days dividend. Rates subject to change without notice.
Offer: Dividend Paid Monthly, Check Disbursement, Transfer to Shares, Roll Back to Certificate
4.10% interest rate · Effective Oct 8, 2026
Rate checked
More details - ARC Federal Credit UnionShare CertificateCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
4.18%APY$1,306 over 36 months on $10,000Requirements
Product: Minimum balance for all Certificates is $500. Early withdrawal fees/penalties may apply.
Offer: Minimum balance for all Certificates is $500. Early withdrawal fees/penalties may apply.
4.10% interest rate
Rate checked
More details - Police Credit Union of CTTerm Share CertificateCD · 36 months · $1,000 min
Credit union · Add a location to see nearby branches
4.18%APY$1,306 over 36 months on $10,000Requirements
Product: Minimum Balance for all share certificates is $1,000 and is required to earn the stated APY. Dividends compounded monthly. Penalty will be imposed for early withdrawal.
4.10% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - B-M S Federal Credit UnionShare CertificatesCD · 36 months · $1,000 min
Credit union · Add a location to see nearby branches
4.17%APY$1,304 over 36 months on $10,000Requirements
Product: Early withdrawal fee if access to funds needed. $1,000 minimum balance to open account. Transaction limitations apply.
4.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - First Federal Savings Bank of MascoutahCertificate of DepositsCD · 36 months · $1,000 min
Bank · Add a location to see nearby branches
4.16%APY$1,301 over 36 months on $10,000Requirements
Product: An early withdrawal penalty may apply. APY shown is paid on the entire balance in the account.
Offer: 36 Months CD. Compounding frequency: Quarterly. Early withdrawal penalty: 182 days of Interest.
4.10% interest rate · Effective Oct 8, 2026
Rate checked
More details - Dubois-Pike Federal Credit UnionShare CertificatesCD · 36 months · $1,000 min
Credit union · Add a location to see nearby branches
4.16%APY$1,301 over 36 months on $10,000Requirements
Product: Available to members of Dubois-Pike Federal Credit Union. Membership savings account required. Not eligible for online opening. Penalty for early withdrawal. Non-renewable.
Offer: Penalty for early withdrawal. Non-renewable. Membership savings account required. Not eligible for online opening.
4.10% interest rate · Effective Jul 18, 2025
Rate checked
More details - New Albin Savings BankCertificates of DepositCD · 36 months · $1,000 min · 4.16%–4.27% by balance
Bank · Add a location to see nearby branches
4.16%APY$1,301 over 36 months on $10,000Requirements
Product: Available terms range from 3 months to 5 years. Minimum balance to open a certificate is $1,000. Interest compounded and credited quarterly, semi-annually, or annually. Penalty for early withdrawal. APY based on quarterly compounding.
Offer: Penalty for early withdrawal. APY based on quarterly compounding.
4.10% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $1,000 – $99,999Your amount 4.16% $100,000 and up 4.27% Rate checked
More details - Scenic Community Credit UnionShare CertificatesCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
4.16%APY$1,301 over 36 months on $10,000Requirements
Product: Early withdrawal penalties apply (90 days' dividends for terms of 1 year or less; 180 days' dividends for terms longer than 1 year). Minimum deposit and balance is $2,500 for terms under 2 years and $500 for terms of 2 years or more.
Offer: 36 Months term ($500 minimum). Early withdrawal penalty of 180 days' dividends applies.
4.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - First Sentinel BankCertificates of Deposit (CDs)CD · 36 months · $500 min
Bank · Add a location to see nearby branches
4.16%APY$1,301 over 36 months on $10,000Requirements
Product: Penalty for early withdrawal. Fees could reduce earnings. Rates are subject to change without notice.
Offer: $500 minimum balance to obtain Annual Percentage Yield. Penalty for early withdrawal.
4.10% interest rate · Effective Sep 23, 2026
Rate checked
More details - Hoboken School Employees Federal Credit UnionShare CertificatesCD · 36 months · $5,000 min
Credit union · Add a location to see nearby branches
4.16%APY$1,301 over 36 months on $10,000Requirements
Product: Minimum of $5,000.00. A penalty may be charged for early withdrawal.
Offer: A penalty may be charged for early withdrawal.
4.10% interest rate
Rate checked
More details - 4.16%APY$1,301 over 36 months on $10,000
Requirements
Product: No monthly maintenance fee; penalties exist for early withdrawals.
4.10% interest rate · Effective Aug 24, 2026
Rate checked
More details - BrightStar Credit UnionCertificatesCD · 24–36 months
Credit union · Add a location to see nearby branches
4.15%APYwith conditionsRequirements
Product: Rate is fixed for the term. Daily balance method; interest compounded and credited monthly. Auto-renews at maturity with 10-day grace period. Early withdrawal penalty applies (90 days of interest for CDs under 1 year, 180 days for CDs of 1 year or more). PSM (Platinum Star Member) higher rate available with qualifying direct deposit.
Offer: Term: 2 years (731-1095 days). Standard rate.
Qualified rate · 4.07% interest rate · Effective Oct 15, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 3-year CDs pay nationwide
4,164 CDs at 3,673 banks and credit unions · checked Oct 16–23
- Typical
- 3.00%
- Top 10% from
- 4.00%
- Banks, typical
- 2.50%
- Credit unions, typical
- 3.15%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank