Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 211–225 results
- Prime Alliance BankCertificate of DepositCD · 60 months · $500 min
Bank · Add a location to see nearby branches
4.25%APY$2,313 over 60 months on $10,000Requirements
Product: Fixed rate until maturity/renewal. Interest is compounded and paid monthly. Minimum balance of $500 required to open and obtain APY. Early withdrawal penalty applies.
4.17% interest rate
Rate checked
More details - OTIS Federal Credit UnionShare CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$2,313 over 60 months on $10,000Requirements
Product: Open with as little as $500. Automatic renewal at maturity with 10-day grace period. Additional deposits not allowed; withdrawal of dividends allowed. Early withdrawal of principal subject to penalty. Membership eligibility requires living, working, worshiping, or attending school in specified Maine counties, or immediate family.
Offer: Early withdrawal penalty of 365 days dividends for maturities of more than 3 years.
4.17% interest rate · Effective Sep 29, 2026
Rate checked
More details - Poppy BankPersonal Certificate of Deposit AccountsCD · 60 months · $1,000 min
Bank · Add a location to see nearby branches
4.25%APY$2,313 over 60 months on $10,000Requirements
Offer: APY accurate as of September 24, 2026. Rate may change after account is opened. Minimum balance requirement must be maintained in the account each day to obtain the disclosed APY. Grace period of seven calendar days after maturity to withdraw funds without penalty. Early withdrawal penalty equals 3.00% of the principal amount withdrawn early.
4.16% interest rate · Effective Sep 24, 2026
Rate checked
More details - Firefighters Credit UnionCertificate AccountsCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$2,313 over 60 months on $10,0004.17% interest rate · Effective Sep 21, 2026
Rate checked
More details - TruWest Credit UnionSavings CertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$2,313 over 60 months on $10,000intro rateRequirements
Product: Must be a TruWest member with a minimum $5 deposit and continuing balance. Minimum certificate balance of $500.
Offer: Effective as of 2026-09-23. Subject to change.
Promotional rate · 4.16% interest rate · Effective Sep 23, 2026
Rate checked
More details - Blue Eagle Credit UnionRegular CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$2,313 over 60 months on $10,000Requirements
Product: Membership eligibility and credit qualification requirements may apply. Initial savings account deposit of $5 or more required for membership. Dividends compounded and credited quarterly based on average daily balance. Penalty may be imposed for early withdrawal. Service charges may reduce earnings.
4.18% interest rate · Effective Jun 1, 2026
Rate checked
More details - SF Fire Credit UnionTerm CertificatesCD · 60 months · $250 min
Credit union · Add a location to see nearby branches
4.25%APY$2,313 over 60 months on $10,000Requirements
Product: Dividends compounded daily and credited monthly and at maturity. Active and retired Fire Department employees qualify for a 0.10% APY rate bump on Term Certificates.
4.16% interest rate · Compounded daily · Effective Sep 9, 2026
Rate checked
More details - Mountain America Credit UnionBump CertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.24%APY$2,308 over 60 months on $10,000Requirements
Product: Requires $500 to open. Includes a one-time rate bump option during certificate term if prevailing rate increases. Rate increase must be initiated by member; applies only to remainder of term and is not retroactive. Funds cannot be added after initial deposit. Early withdrawal penalty applies. Automatically renews as bump certificate for same term if auto-renew selected.
Offer: Includes one-time rate bump option during certificate term.
4.16% interest rate · Effective Jul 9, 2026
Rate checked
More details - Gulf Coast Business BankCertificates of DepositCD · 60 months · $5,000 min
Bank · Add a location to see nearby branches
4.24%APY$2,308 over 60 months on $10,000Requirements
Product: Available for personal or business purposes.
Offer: Rate for $250K or less. Minimum to obtain APY is $5,000. Early withdrawal penalties may apply.
4.15% interest rate · Balance cap $250,000 · Effective Aug 6, 2026
Rate checked
More details - Lincoln Maine FCUShare CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.24%APY$2,306 over 60 months on $10,000Requirements
Product: Interest earned may be compounded or transferred to another account. Early withdrawal penalties may apply.
4.15% interest rate · Effective Oct 6, 2026
Rate checked
More details - LibertyOne Credit UnionRegular CDCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.23%APY$2,302 over 60 months on $10,000intro rateRequirements
Product: 5-Star Member rates are 1% higher. Step Up rate once during the term for a nominal fee.
Offer: 5-Star Member rates are 1% higher; Step Up rate once during the term for a nominal fee.
Promotional rate · 4.15% interest rate
Rate checked
More details - Connect Credit UnionCertificatesCD · 60 months · $1,000 min · 4.23%–4.28% by balance
Credit union · Add a location to see nearby branches
4.23%APY$2,302 over 60 months on $10,000Requirements
Product: Early withdrawal penalty applies (equal to 3 months dividends / all interest earned on amount withdrawn prior to maturity date, or 90 days interest at certificate rate). Membership eligibility required across Florida. Federally insured by NCUA.
4.15% interest rate · Effective May 5, 2026
Rate by balance
Rate by balance for Certificates Balance APY $1,000 and upYour amount 4.23% $20,000 and upJumbo CD 4.28% Rate checked
More details - Bradford National BankCompounding Certificate / Certificate of DepositCD · 60 months · $1,000 min
Bank · Add a location to see nearby branches
4.23%APY$2,302 over 60 months on $10,000Requirements
Product: Fixed rate certificate of deposit. Substantial penalty for early withdrawal.
Offer: Monthly compounding/payment available on deposits over $10,000.00.
4.15% interest rate · Effective Sep 16, 2026
Rate checked
More details - KINGS PEAK CREDIT UNIONShare CertificatesCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
4.23%APY$2,302 over 60 months on $10,0004.15% interest rate
Rate checked
More details - Shrewsbury Federal Credit UnionRegular Share CertificatesCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
4.23%APY$2,301 over 60 months on $10,000Requirements
Product: Membership eligibility requires living, working, worshipping, or attending school in Berlin, Boylston, Clinton, Grafton, Holden, Millbury, Northborough, Shrewsbury, Sterling, Westborough, West Boylston, or Worcester, and opening a $5 savings/share account. Dividends are credited monthly and can be compounded, transferred, or issued as a check. Automatic renewal at maturity. Early withdrawal penalty of 6 months dividends.
4.15% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 5-year CDs pay nationwide
3,413 CDs at 3,038 banks and credit unions · checked Oct 16–23
- Typical
- 3.03%
- Top 10% from
- 4.05%
- Banks, typical
- 2.52%
- Credit unions, typical
- 3.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank