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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 181–195 results

  1. Top Carrot, Carrot Score 88
    Ocean Financial Federal Credit UnionShare CertificateCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.25%APY$425 over 1 year on $10,000
  2. Top Carrot, Carrot Score 95
    Leatherstocking Credit UnionShare CertificatesCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.25%APY$425 over 1 year on $10,000
  3. Top Carrot, Carrot Score 89
    Canandaigua National BankCNSaver Online CDCD · 12 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.25%APY$425 over 1 year on $10,000
  4. Top Carrot, Carrot Score 91
    Hatboro Federal SavingsCertificate of DepositCD · 12 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.25%APY$425 over 1 year on $10,000
  5. First Commonwealth Federal Credit UnionCertificateCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.25%APY$425 over 1 year on $10,000
  6. Sun Federal Credit UnionRegular CertificatesCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.25%APY$425 over 1 year on $10,000
  7. Top Carrot, Carrot Score 95
    CU SoCal12-Month Promotional CertificateCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.25%APY$425 over 1 year on $10,000intro rate
  8. Top Carrot, Carrot Score 95
    CU SoCalCertificateCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.25%APY$425 over 1 year on $10,000
  9. Top Carrot, Carrot Score 93
    Atomic Credit UnionCertificatesCD · 12 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.25%APY$425 over 1 year on $10,000
  10. Top Carrot, Carrot Score 90
    Achieve CUShare CertificatesCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.25%APY$425 over 1 year on $10,000
  11. Top Carrot, Carrot Score 98
    Greater Community CUTerm Share CertificatesCD · 12 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.25%APY$425 over 1 year on $10,000
  12. Ladysmith FederalCertificates of DepositCD · 12 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.25%APY$425 over 1 year on $10,000
  13. Bank of DeerfieldCertificate of DepositCD · 12 months · $500 min

    Bank · Add a location to see nearby branches

    4.25%APY$425 over 1 year on $10,000
  14. Top Carrot, Carrot Score 87
    Community West Credit UnionCertificate of DepositCD · 12–17 months · $500 min

    Credit union · Add a location to see nearby branches

    4.25%APY
  15. EPIC Federal Credit UnionStars & Stripes Share Certificate (CD) SpecialCD · 12 months

    Credit union · Add a location to see nearby branches

    4.25%APY$425 over 1 year on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 1-year CDs pay nationwide

5,317 CDs at 4,380 banks and credit unions · checked Oct 16–23

Typical
3.30%
Top 10% from
4.06%
Banks, typical
3.05%
Credit unions, typical
3.41%

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Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
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CD rates by state

Best CD Rates of October 2026 | Carrot Rate