Credit union · NCUA insured
Leatherstocking Credit Union CD Rates
Top CarrotLeatherstocking Credit Union’s best CD rate is 4.25% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Leatherstocking Credit Union’s CD rates compare
Compared with banks and credit unions near Oneonta, NY, where Leatherstocking Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Leatherstocking Credit Union
4.25%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $210
Share Certificates
Top rate
Sidney FCU
4.75%APY
- Term
- 15 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $597
2nd-highest rate
Broadview Federal Credit Union
4.40%APY
- Term
- 7 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $254
Leatherstocking Credit Union CD score
93
CD score
Higher than 95% of U.S. banks and credit unions
- 3–8 months3–8 mo4.25%
- 9–15 months9–15 mo4.25%
- 16–30 months16–30 mo4.00%
- 31–60 months31–60 mo4.00%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Leatherstocking Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 4.25%APY · 6 terms
Must be or become a member to establish any of the above accounts. Minimum of $500 required for all Certificates. Penalty for early maturity of CD is 3 months interest.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 4.25% | $210 |
| 12 months | 4.25% | $425 |
| 24 months | 4.00% | $816 |
| 36 months | 4.00% | $1,249 |
| 48 months | 4.00% | $1,699 |
| 60 months | 4.00% | $2,167 |
Special-purpose accounts
IRA Certificates
Up to 4.25%APY · 5 terms
Traditional & Roth IRAs offered. IRS yearly maximum contribution limits apply. Ages 50 and over catch-up contribution is $1000 ($6,500 total). Must be or become a member. Minimum of $500 required for all Certificates. Penalty for early maturity of CD is 3 months interest.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 4.25% | $425 |
| 24 months | 4.00% | $816 |
| 36 months | 4.00% | $1,249 |
| 48 months | 4.00% | $1,699 |
| 60 months | 4.00% | $2,167 |
Who can join Leatherstocking Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.