Credit union · NCUA insured
Greater Community CU CD Rates
Top CarrotGreater Community CU’s best CD rate is 4.25% APY on a 1-year share certificate (CD). Terms run from 1 year to 5 years. Rates checked October 16, 2026.
How Greater Community CU’s CD rates compare
Compared with banks and credit unions near Fergus Falls, MN, where Greater Community CU has the most branches. $10,000, best rate first.
This credit union’s best
Greater Community CU
4.25%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $425
Term Share Certificates
Top rate
Mid Minnesota Federal Credit Union
5.09%APY
- Term
- 36 months
- Minimum
- $10
- Earns on $10,000
- $1,606
2nd-highest rate
Magnifi Financial
4.50%APY
- Term
- 30 months
- Minimum
- $500
- Earns on $10,000
- $1,163
Greater Community CU CD score
87
CD score
Higher than 80% of U.S. banks and credit unions
- 9–15 months9–15 mo4.25%
- 16–30 months16–30 mo4.00%
- 31–60 months31–60 mo3.75%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Greater Community CU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Share Certificates
Up to 4.25%APY · 5 terms
Subject to penalty for early withdrawal. APY based on interest paid monthly and interest remains on deposit until maturity. A withdrawal of interest will reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 4.25% | $425 |
| 24 months | 4.00% | $816 |
| 36 months | 3.75% | $1,168 |
| 48 months | 3.75% | $1,587 |
| 60 months | 3.75% | $2,021 |
Sources (1)
- greaterccu.com/rates · captured Oct 16, 2026
Special-purpose accounts
Coverdell Savings Term Share Certificate
4.25%APY · 1 term
Subject to penalty for early withdrawal. APY based on interest paid monthly and interest remains on deposit until maturity. A withdrawal of interest will reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 4.25% | $425 |
Sources (1)
- greaterccu.com/rates · captured Oct 16, 2026
IRA Term Share Certificates-Traditional & Roth
Up to 4.25%APY · 5 terms
Traditional and Roth IRA certificates. APY based on interest compounded quarterly and interest remains on deposit. Withdrawal of interest will reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 4.25% | $425 |
| 24 months | 4.00% | $816 |
| 36 months | 3.75% | $1,168 |
| 48 months | 3.75% | $1,587 |
| 60 months | 3.75% | $2,021 |
Sources (1)
- greaterccu.com/rates · captured Oct 16, 2026
Who can join Greater Community CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who reside, worship, attend school, or conduct business in Big Stone, Chippewa, Lac Qui Parle, Otter Tail, Renville, Swift, or Yellow Medicine counties in Minnesota are eligible for membership.
Family and household
- Individuals who have a family member who is currently a member are eligible for membership.
Cost to join
- A one-time $10.00 membership share is required.
Membership information collected October 4, 2026.