Best CD rates and certificates

Requirements

Product: Membership is open to anyone who lives, works, worships, attends school, or volunteers in Venango County and their immediate family. Members must maintain a minimum balance of $5 in savings accounts. Penalty for early withdrawal.

Requirements

Product: Interest earned may be compounded or transferred to another account. Early withdrawal penalties may apply.

Requirements

Product: CD Special requires an Independent Bank checking account. Interest is compounded monthly and paid to the account monthly. Minimum balance to earn interest is $0.01. Early withdrawal penalty applies (three months interest for terms of one year or less). Automatically renews at maturity with a 10 calendar day grace period. Rates apply to personal CDs.

Offer: Requires an Independent Bank checking account.

Requirements

Product: Minimum deposit amount of $1,000.00. A penalty may be imposed for early withdrawal. Daily balance method: the amount of the principal in the account each day. No monthly fees.

Offer: Early withdrawal penalty may apply. Daily balance.

Requirements

Product: Dividends are posted monthly based on the daily balance and compounded monthly. Variable rate accounts subject to change at any time. Penalties for early withdrawals may apply. Step-up options apply to two-year terms and up, where rate can jump once before maturity. Automatic renewal for the same term at the new APY with a 10-day grace period.

Requirements

Product: Investment Certificates offer competitive rates on all terms and give you the option of selecting the date of maturity. You can lock in a rate on a deposit for a term ranging from 30 days up to 6 years. Your funds are federally insured up to $250,000 by NCUA. Paid dividends can be withdrawn automatically or at your discretion at anytime with no penalty. APY assumes dividends will remain on deposit until maturity.

Offer: Term: 90 to 179 days. Early withdrawal penalty: The greater of 7 days dividends on the amount withdrawn or all dividends earned on the amount withdrawn.

Requirements

Product: Interest paid monthly, quarterly or at maturity based on terms. Interest paid by check, deposited into a checking or savings account, or credited directly back to certificate. Automatically renews at maturity for the same term. FDIC insured up to $250,000.

Offer: 90 Day CD Special; Preferred Rate with any checking account

Requirements

Product: Federally insured by NCUA. Minimum opening deposit of $1,000 required. Minimum balance to earn APY: $1,000. Dividends compounded and paid quarterly. Early withdrawal penalties apply. Rate is based on principal balance at account opening and will not change during certificate term. Automatic renewal when certificate matures. Dividends on Non-IRA Certificates over $2,500 may be deposited to checking, savings, or any non-IRA deposit account.

Requirements

Product: Federally insured by NCUA. Minimum opening deposit of $1,000 required. Minimum balance to earn APY: $1,000. Dividends compounded and paid quarterly. Early withdrawal penalties apply. Rate is based on principal balance at account opening and will not change during certificate term. Automatic renewal when certificate matures. Dividends on Non-IRA Certificates over $2,500 may be deposited to checking, savings, or any non-IRA deposit account.

Offer: Dividend payments compounded quarterly. Dividend rates are determined by principal balance when certificate is opened. Early withdrawal penalties apply.

Requirements

Product: Available to qualifying members. Minimum $500 deposit required to open a CD. Rates subject to change without notice. Interest is computed and compounded daily and posted quarterly and at maturity. At maturity, CD will automatically renew for another term at the then available APY. There is a penalty for early withdrawal. Grace period of 5 business days to withdraw a certificate after the automatic renewal date.

Offer: Term: 91 Days

Requirements

Product: Accounts available for individuals only. Online CD. No monthly maintenance fee, ACH fee or online Account fee.

Offer: Early withdrawal penalty equals 1 month of interest.

Requirements

Product: Certificates of Deposit are subject to early withdrawal penalties. Fees could reduce earnings on the account.

Requirements

Product: Certificate terms range from 3 months to 5 years. Dividends can either be paid monthly, or compounded monthly and paid at maturity. Early withdrawal of funds may result in loss of interest income.

Requirements

Product: Annual Percentage Yield (APY) assumes that interest remains on deposit. Fees may reduce earnings. For Certificates of Deposit, a penalty may be applied for withdrawals prior to the maturity date. After an account is opened, all rates are subject to change anytime without prior notice at the Bank’s discretion.

Requirements

Product: Additional deposits are not allowed during the certificate term. Interest is compounded daily. Early withdrawal penalty applies.

Offer: 91 days term. Interest compounded daily. Additional deposits not allowed.