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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 136–150 results

  1. Top Carrot, Carrot Score 90
    Co-op Credit UnionShare CertificatesCD · 12 months · $100 min

    Credit union · Add a location to see nearby branches

    4.30%APY$430 over 1 year on $10,000
  2. Top Carrot, Carrot Score 92
    Mid-America BankCertificate of Deposit (CD)CD · 12 months · $500 min · 4.30%–4.55% by balance

    Bank · Add a location to see nearby branches

    4.30%APY$430 over 1 year on $10,000
  3. BrightStar Credit UnionCertificatesCD · 12–24 months

    Credit union · Add a location to see nearby branches

    4.30%APYwith conditions
  4. HSBC USAOnline Certificate of Deposit (CD)CD · 12 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.30%APY$430 over 1 year on $10,000with conditions
  5. HSBC USAWealth Center/Telephone Deposit Account CDsCD · 12 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.30%APY$430 over 1 year on $10,000
  6. HSBC Trust Company (Delaware)HSBC Wealth Center/Telephone Deposit Account APYs: CDsCD · 12 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.30%APY$430 over 1 year on $10,000
  7. Top Carrot, Carrot Score 89
    Empeople Credit UnionShare CertificateCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.30%APY$430 over 1 year on $10,000
  8. Top Carrot, Carrot Score 88
    Blaze Credit UnionPremium CertificateCD · 12 months · $10,000 min

    Credit union · Add a location to see nearby branches

    4.30%APY$430 over 1 year on $10,000
  9. Top Carrot, Carrot Score 92
    CFCCUShare CertificatesCD · 12 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.30%APY$430 over 1 year on $10,000intro rate
  10. Top Carrot, Carrot Score 98
    Dow Credit UnionSimple CDsCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.30%APY$430 over 1 year on $10,000
  11. Top Carrot, Carrot Score 99
    Maine Family Federal Credit UnionShare CertificatesCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.30%APY$430 over 1 year on $10,000
  12. Genesee Regional BankCertificates of Deposit (CDs)CD · 12 months · $500 min

    Bank · Add a location to see nearby branches

    4.30%APY$430 over 1 year on $10,000with conditions
  13. First National Bank of BangorCertificates of Deposit (CDs)CD · 12 months

    Bank · Add a location to see nearby branches

    4.30%APY$430 over 1 year on $10,000
  14. River Bank12 Month CDCD · 12 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.30%APY$430 over 1 year on $10,000intro rate
  15. Atkins Savings Bank & TrustCertificates of DepositCD · 12 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.30%APY$430 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 1-year CDs pay nationwide

5,317 CDs at 4,380 banks and credit unions · checked Oct 16–23

Typical
3.30%
Top 10% from
4.06%
Banks, typical
3.05%
Credit unions, typical
3.41%

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Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate