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Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 76–90 results in West Virginia

  1. Top Carrot, Carrot Score 89
    WVU Credit UnionShare CertificatesCD · 12 months · $500 min

    Credit union · 1 branch

    3.30%APY$330 over 1 year on $10,000
  2. The Bank of RomneyCertificate BuilderCD · 18 months · $500 min

    Bank · 7 branches

    3.30%APY$499 over 18 months on $10,000
  3. Peoples Federal Credit UnionShare CertificatesCD · 12 months · $1,000 min

    Credit union · 4 branches

    3.25%APY$325 over 1 year on $10,000
  4. Camden Clark Memorial Hospital FCUCertificateCD · 12 months

    Credit union · 1 branch

    3.25%APY$325 over 1 year on $10,000
  5. Williamstown BankCertificates of DepositCD · 9 months · $1,000 min

    Bank · 4 branches

    3.15%APY$235 over 9 months on $10,000intro rate
  6. Marion County Schools FCUShare Certificate AccountsCD · 6 months

    Credit union · 1 branch

    3.00%APY$149 over 6 months on $10,000
  7. Highlands BankCertificates of Deposit (CDs)CD · 60 months · $500 min

    Bank · 7 branches

    3.00%APY$1,593 over 60 months on $10,000
  8. First Guaranty BankFixed Rate CDsCD · 60 months · $500 min

    Bank · 1 branch

    2.95%APY$1,565 over 60 months on $10,000
  9. Union Trades Federal Credit UnionShare CertificateCD · 36 months · $500 min

    Credit union · 2 branches

    2.79%APY$861 over 36 months on $10,000
  10. Top Carrot, Carrot Score 93
    CommunityAmerica Credit UnionSaver CertificateCD · 12 months · $50 min

    Credit union · 1 branch

    2.75%APY$275 over 1 year on $10,000
  11. Top Carrot, Carrot Score 88
    West Virginia Central Federal Credit UnionSavings (Share) CertificatesCD · 36 months · $1,000 min

    Credit union · 3 branches

    2.63%APY$810 over 36 months on $10,000
  12. First Citizens BankSpecial-Feature CDCD · 3–5 months · $500 min

    Bank · 4 branches

    2.50%APYintro rate
  13. Ravenswood Federal Credit Union1-Year CertificateCD · 12 months

    Credit union · 2 branches

    2.50%APY$250 over 1 year on $10,000
  14. Huntingtonized FCUShare CertificatesCD · 12 months · $5,000 min

    Credit union · 4 branches

    2.50%APY$250 over 1 year on $10,000
  15. Element FCUCertificates of DepositCD · 48 months · $100 min

    Credit union · 4 branches

    2.50%APY$1,038 over 48 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in West Virginia

672 CDs at 81 banks and credit unions · checked Oct 16–22

Typical
2.44%
Top 10% from
4.00%
Banks, typical
1.81%
Credit unions, typical
3.08%

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West Virginia

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. CommunityAmerica Credit UnionCredit union · 1 branch
  2. First Peoples Community Federal Credit UnionCredit union · 2 branches
  3. WEPCO Federal Credit UnionCredit union · 2 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate