Best CD rates and certificates

Requirements

Product: Early withdrawal penalty applies if funds are withdrawn before maturity. APY assumes interest will remain on deposit until maturity.

Offer: Early withdrawal penalty applies if principal or interest is withdrawn before maturity.

Requirements

Product: Requires new money (money not currently held at any Wintrust Financial Corporation location). $0.01 minimum daily balance required to obtain APY. Early withdrawal penalties apply. At maturity, automatically renews into a CD with a different term at standard rate and APY in effect on maturity date.

Offer: Requires new money. Funds must remain on deposit until maturity. Minimum daily balance of $0.01 to obtain APY. Early withdrawal penalties apply.

Requirements

Product: New money only (money not currently held at any Wintrust Financial Corporation location).

Offer: New money only. Minimum daily balance of $0.01 required to obtain APY. Assumes funds remain on deposit until maturity. Early withdrawal penalties apply.

Requirements

Offer: Automatically renews for 14 month term at rate currently offered on 12 month term. Interest paid annually and at maturity.

Requirements

Offer: 14 Month SPECIAL

Requirements

Product: FVSBank reserves the right to limit new accounts to people residing in its Wisconsin market areas. Early withdrawals may be subject to penalties.

Requirements

Product: $1,000 minimum balance to open. Monthly compounding and crediting. Daily balance computation method. Early withdrawal penalties apply. Automatic renewal at maturity with 10-day grace period.

Requirements

Product: Fixed dividend rates. $500 minimum deposit to open. Dividends compounded and credited based on term (monthly, quarterly, semi-annually, or at maturity). Penalty for early withdrawal of principal. Automatically renews at maturity with a 10-day grace period.

Offer: Dividends credited semi-annually.

Requirements

Product: To open a CD special, visit your local office. Substantial penalty for early withdrawal. Non-personal cap is $250,000. Rate subject to change.

Offer: Fixed Rate. Personal or Business. To open, visit your local office.

Requirements

Product: Certificate account specials must have a Demand Deposit Account relationship. APY is accurate as of 10/21/2026, is for a limited time, and subject to change at any time without notice. Early withdrawal penalties may apply. Fees and/or withdrawal of interest will reduce earnings. Withdrawal before maturity may result in loss of principal to you.

Offer: Compounded monthly. Must have a Demand Deposit Account relationship.

Requirements

Product: Deposit as little as $500 for a specific termed certificate. Rate is guaranteed for the term of the certificate. A penalty will be imposed if certificate funds are withdrawn before the maturity date. Eligibility requires residing, being employed, or owning real estate in Taylor, Price, or Lincoln County, Wisconsin, and maintaining a Main Share Savings Account with a $5.00 deposit.

Offer: Rate and APY as of the last dividend declaration date of Effective date; Dividend Rate and APY may change at any time as determined by the Board of Directors. Rate is guaranteed for the term of the certificate. Penalty imposed for early withdrawal.

Requirements

Product: Minimum opening deposit: $2,500.

Requirements

Product: Membership eligibility required (family relationship, participating employer, or living/working/worshiping/attending school in underserved communities of Pittsburgh). Minimum deposit $500. Automatically renews upon maturity. No maintenance or set up fees.

Offer: Interest reinvests/compounds and credits quarterly. Daily balance method used. Early withdrawal penalty applies (120 days dividends). Automatically renews upon maturity.

Requirements

Product: Must maintain a Primary Share account in addition to the certificate. Minimum balance of $1,500 must be on deposit at all times. Automatically renews for a like term at maturity with a 10-day grace period. Early withdrawal subject to a 90-day dividend penalty (for 3-month to 2-year certificates) or a 120-day dividend penalty (for 2 1/2-year or 3-year certificates). Rates reflect quarterly compounding; monthly withdrawal of interest results in a lower yield.

Offer: Rates reflect quarterly compounding. Early withdrawal subject to 90-day dividend penalty.