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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 121–135 results in Texas

  1. Schertz Bank & TrustRegular CDCD · 12 months · $1,000 min

    Bank · 6 branches

    4.06%APY$406 over 1 year on $10,000
  2. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionShort-Term Share CertificateCD · 6 months · $1,000 min

    Credit union · 15 branches

    4.05%APY$200 over 6 months on $10,000
  3. Golden Bank180 Days CDCD · 6 months

    Bank · 5 branches

    4.05%APY$200 over 6 months on $10,000
  4. Home BankCertificates of Deposit (CDs)CD · 11 months · $2,500 min

    Bank · 6 branches

    4.05%APY$371 over 11 months on $10,000intro rate
  5. Tarrant County's Credit UnionCertificates of DepositCD · 12 months · $1,000 min

    Credit union · 3 branches

    4.05%APY$405 over 1 year on $10,000
  6. A+ Federal Credit UnionNew Money Advantage Share CertificatesCD · 19 months · $1,000 min

    Credit union · 22 branches

    4.05%APY$649 over 19 months on $10,000intro rate
  7. FirstLight Federal Credit UnionShare CertificateCD · 24 months · $500 min · 4.05%–4.15% by balance

    Credit union · 8 branches

    4.05%APY$826 over 24 months on $10,000
  8. Top Carrot, Carrot Score 88
    Credit Human Federal Credit UnionShare CertificatesCD · 120 months · $500 min

    Credit union · 21 branches

    4.05%APY$4,874 over 120 months on $10,000
  9. 5Point Credit UnionShare CertificatesCD · 12 months · $1,000 min · 4.04%–4.24% by balance

    Credit union · 8 branches

    4.04%APY$404 over 1 year on $10,000
  10. ColonialCertificate of DepositCD · 6 months · $1,000 min

    Bank · 7 branches

    4.03%APY$200 over 6 months on $10,000
  11. Top Carrot, Carrot Score 93
    Mobility Credit UnionCertificateCD · 12 months · $500 min

    Credit union · 3 branches

    4.03%APY$403 over 1 year on $10,000
  12. Top Carrot, Carrot Score 89
    Fort Worth City CUSave-to-Win CDCD · 12 months · $25 min

    Credit union · 2 branches

    4.02%APY$402 over 1 year on $10,000
  13. ACFCUCertificatesCD · 20 months · $1,000 min

    Credit union · 5 branches

    4.01%APY$677 over 20 months on $10,000
  14. Investar Bank3-Month Certificate of Deposit SpecialCD · 3 months · $500 min · 3.80%–4.00% by balance

    Bank · 10 branches

    4.00%APY$99 over 3 months on $10,000intro rate
  15. Top Carrot, Carrot Score 89
    Farmers Insurance Federal Credit UnionLimited Time 3-Month and 6-Month Share CertificatesCD · 3 months · $1,000 min

    Credit union · 1 branch

    4.00%APY$99 over 3 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Texas

2,852 CDs at 397 banks and credit unions · checked Oct 16–22

Typical
3.29%
Top 10% from
4.00%
Banks, typical
2.75%
Credit unions, typical
3.49%

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Texas

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Harris County Federal Credit UnionCredit union · 1 branch
  2. NAFT Federal Credit UnionCredit union · 3 branches
  3. Barksdale Federal Credit UnionCredit union · 2 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate