Best CD rates and certificates

Requirements

Product: Early withdrawal penalties apply to all certificate accounts. Insured up to $250,000 by NCUA.

Requirements

Product: Quarterly paid dividends.

Offer: Quarterly paid dividends.

Requirements

Product: Quarterly paid dividends.

Offer: Quarterly paid dividends.

Requirements

Product: Maximum balance of $50,000. Requires a minimum $25.00 monthly recurring automatic deposit to remain open. Maximum of one Dream Plan Share Certificate per account. No penalty for early withdrawal if funds are used as a down payment on a home financed with the Credit Union.

Offer: Minimum $25.00 monthly recurring automatic deposit required; maximum balance $50,000.

Requirements

Product: For members looking for better returns on their money. Penalty will be imposed for early withdrawal on 36 Month Share Certificates; no early withdrawal penalties on 6 Month – 25 Month Share Certificates (except new money certificate). Dividends accrued daily and paid monthly on 6 month Share Certificates, quarterly on 12, 18, 25, and 36 month Share Certificates.

Offer: Substantial penalty for early withdrawal.

Requirements

Product: Early withdrawals from CDs will incur substantial penalties. Fees could reduce earnings on some accounts. Additional deposits are permitted to share certificates up to 10 days after open/renewal date. The minimum required to open is the same as the minimum required to earn corresponding interest. Monthly Interest / Monthly Check - Posted rate less .20% APY. All rates subject to change without notice.

Requirements

Product: Interest compounded based on CD term (quarterly, semi-annually, or at maturity). Automatically renewable. Penalty may apply for early withdrawal. Free with eStatements.

Offer: Average daily balance range: All Balances. Free with eStatements. Penalty may apply for early withdrawal. Automatically renewable.

Requirements

Product: Minimum balance requirement is $1000.00. Terms from 6 months to 72 months.

Offer: Minimum balance requirement is $1000.00

Requirements

Product: Offer is available for a limited time at any BankTennessee location. Opening funds cannot be transferred from an existing BankTennessee account. Subject to early withdrawal penalty.

Offer: Current as of September 13, 2022. Minimum amount to open is $1,000.00 and cannot be transferred from an existing BankTennessee account. At the end of 12 months, the rate will adjust to the current advertised 12-month BankTennessee certificate of deposit rate. Penalty for early withdrawal.

Requirements

Product: $500.00 and Up in Even $100.00s. A penalty equal to the accrued interest on the amount withdrawn will be imposed if any funds are withdrawn before the maturity date.

Offer: Deposits in even $100.00 increments.

Requirements

Product: Automatic monthly deposit of $25 required on balances under $25,000. Additional deposits allowed. Term fixed at account opening.

Requirements

Product: Interest is computed using the Daily Balance Method. Early withdrawal penalties may apply. Option to renew automatically.

Offer: 24 Month Step Up; Option for 1-time interest rate increase.

Requirements

Product: $50.00 minimum balance is required in share account to open certificate account. A penalty will be applied for early withdrawal.

Requirements

Product: Special offer. Only one 12 month no penalty early withdraw certificate allowed per member during a 12-month period from date of closure. All funds must be deposited at account opening; no additional deposits allowed during term. At maturity, funds automatically transfer to primary share account. Listed under Special Offers in rate table.

Offer: Compounding option. Dividend rate is 2.75%. Ability to withdraw funds without penalty. Dividends paid quarterly. All funds deposited at opening. Automatic transfer to primary share account at maturity.