Bank · FDIC insured
BankTennessee CD Rates
BankTennessee’s best CD rate is 3.00% APY on a 1-year CD. Rates checked October 15, 2026.
How BankTennessee’s CD rates compare
Compared with banks and credit unions in Tennessee, where BankTennessee has the most branches. $10,000, best rate first.
This bank’s best
BankTennessee
3.00%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $300
12-Month Neighborly CD
Top rate
First Century Bank
5.01%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $501
2nd-highest rate
First Jackson Bank
5.01%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $2,769
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
12-Month Neighborly CD
3.00%APY · 1 term
Offer is available for a limited time at any BankTennessee location. Opening funds cannot be transferred from an existing BankTennessee account. Subject to early withdrawal penalty.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsCurrent as of September 13, 2022. Minimum amount to open is $1,000.00 and cannot be transferred from an existing BankTennessee account. At the end of 12 months, the rate will adjust to the current advertised 12-month BankTennessee certificate of deposit rate. Penalty for early withdrawal | 3.00% | $300 |
Sources (1)
- banktennessee.com/cd-special · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.