Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 31–45 results in South Carolina
- MTC Federal Credit UnionShare Certificates PlusCD · 60 months · $10,000 min
Credit union · 7 branches
4.01%APY$2,172 over 60 months on $10,000Requirements
Product: Quarterly Posted Dividend Certificates. Monthly Distributed Dividend Certificates are available. Early withdrawal penalty applies. Must be a credit union member.
3.95% interest rate
Rate checked
More details - 4.00%APY$99 over 3 months on $10,000intro rate
Requirements
Product: Certificate Promos just for Leland / NC. $1,000 limit when opening a certificate online.
Offer: Promotional offer for Leland / NC
Promotional rate
Rate checked
More details - 4.00%APY$165 over 5 months on $10,000intro rate
Requirements
Product: Minimum opening deposit $5,000, maximum $250,000. Must be funded via ACH transfer from an external bank account. Funds must be new money, not on deposit with First Citizens within the past 90 days. Must be opened by an individual residing in a state where a First Citizens branch exists. Not available as an IRA.
Offer: Earn up to 4.00% APY on a 5-month CD.
Promotional rate
Rate checked
More details - 4.00%APY$198 over 6 months on $10,000with conditions
Requirements
Product: Rates available for new checking account customers with Direct Deposit or established checking account customers with Direct Deposit. Minimum deposit to open is $500. Early withdrawal penalty applies. Terms available from 3 months to 5 years. No setup or monthly service charges.
Offer: Available for new checking account customers with Direct Deposit or established checking account customers with Direct Deposit. Minimum to open is $500. Early withdrawal penalty applies.
Qualified rate · Effective Sep 21, 2026
Rate checked
More details - SRP Federal Credit Union7-Month Share CertificateCD · 7 months · $500 min · 4.00%–4.25% by balance
Credit union · 13 branches
4.00%APY$231 over 7 months on $10,000Requirements
Product: Membership required. Early withdrawal penalty equals 90 days of interest.
Offer: Deposits between $500 and $24,999.99 or amounts over $25,000 that are not considered new money. Early withdrawal penalty equals 90 days of interest.
Effective Oct 1, 2026
Rate by balance
Rate by balance for 7-Month Share Certificate Balance APY $500 – $25,000Your amount 4.00% $25,000 and upIncludes a 0.25% pricing bump for members who deposit $25,000 or more of new money not previously on deposit at SRP. 4.25% Rate checked
More details - SRP Federal Credit UnionTerm Share CertificateCD · 7 months · $500 min · 4.00%–4.25% by balance
Credit union · 13 branches
4.00%APY$231 over 7 months on $10,000Requirements
Product: Membership required. Early withdrawal penalty equals 90 days of interest. Dividends credited monthly.
Offer: Promotional offer. Dividends credited monthly. Early withdrawal penalty equals 90 days of interest.
3.93% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Term Share Certificate Balance APY Any balanceYour amount 4.00% $25,000 and upRequires $25,000 or more of new money not already on deposit at SRP Federal Credit Union. 4.25% Rate checked
More details - 4.00%APY$299 over 9 months on $10,000
Requirements
Product: Open online up to $1,000; visit branch for amounts over $1,000. 3 to 60-month term options available.
Offer: Special
3.92% interest rate
Rate checked
More details - 4.00%APY$400 over 1 year on $10,000
Requirements
Offer: You can add money any time until maturity. No maximum balance.
3.92% interest rate · Effective Oct 22, 2026
Rate checked
More details - Conway National BankCertificates of DepositCD · 12 months · $500 min · 4.00%–4.05% by balance
Bank · 15 branches
4.00%APY$400 over 1 year on $10,000Requirements
Product: Interest rates on all time deposits are determined weekly. Substantial penalty for early withdrawal. Interest is paid on the collected balance.
4.00% interest rate · Effective Oct 14, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY Up to $24,999Your amount 4.00% $25,000 – $49,999 4.00% $50,000 – $99,999 4.05% $100,000 and up 4.05% Rate checked
More details - 4.00%APY$434 over 13 months on $10,000with conditions
Requirements
Product: Must have an existing First National Bank consumer or business checking account or open a new First National Bank consumer or business checking account. Not available for rollovers or transfers from other First National Bank deposit accounts or public funds. New money may be required. Penalty for early withdrawal.
Offer: Accurate as of 9/24/2026. Minimum balance to earn APY is $5,000.00. Early withdrawal penalty will be imposed.
Qualified rate · Effective Sep 24, 2026
Rate checked
More details - 4.00%APY$816 over 24 months on $10,000
Requirements
Product: Range of terms available from 3 to 60 months. No opening or maintenance fees. Dividend period, compounding and crediting are quarterly. Rates are variable/determined weekly and dividend rate is fixed for the term after opening. A penalty may be imposed for early withdrawals, excluding earned dividends.
3.94% interest rate · Effective Oct 1, 2026
Rate checked
More details - South Carolina Federal Credit UnionRegular Share CertificateCD · 60 months · $500 min
Credit union · 31 branches
4.00%APY$2,167 over 60 months on $10,000Requirements
Product: $500 minimum balance required to earn APY. Penalties may apply for early withdrawal.
3.93% interest rate · Effective Dec 30, 2025
Rate checked
More details - 3.97%APY$164 over 5 months on $10,000
Requirements
Product: A minimum balance of $250.00 is required to open this account. Interest will be compounded and credited annually for terms equal to and greater than one year. Interest will be compounded and credited at maturity for CD terms less than 12 months. Early withdrawal penalties apply.
Offer: Interest compounded and credited at maturity. Penalty of 5 months interest on amount withdrawn for early withdrawal.
Effective May 4, 2026
Rate checked
More details - 3.92%APY$227 over 7 months on $10,000
Requirements
Product: Dividends compound and credit monthly using the Average Daily Balance method. Penalties may apply for early withdrawals. Accrued dividends will not be paid if account is closed before the end of the dividend period.
Offer: Auto-renews to 12-Month certificate.
Rate checked
More details - 3.90%APY$324 over 10 months on $10,000
Requirements
Product: Minimum deposit for most certificates is $500 ($100 for 12 Month Accumulator). Preferred rates require eStatements (and direct deposit of net pay / at least $500/month for standard terms). Dividends are compounded daily and credited monthly.
Offer: Preferred APY includes a 0.10% premium. Enrollment/activation of eStatements is required to receive this premium. APY will decrease if eStatements are discontinued.
Compounded daily · Effective Oct 3, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in South Carolina
718 CDs at 76 banks and credit unions · checked Oct 15–22
- Typical
- 2.79%
- Top 10% from
- 4.00%
- Banks, typical
- 1.25%
- Credit unions, typical
- 3.30%
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Find your bank or credit union to see all its rates and how they compare near you.
South Carolina
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Skyla Credit UnionCredit union · 1 branch
- Peach State Federal Credit UnionCredit union · 4 branches
- Greenville Heritage Federal Credit UnionCredit union · 3 branches