Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 31–45 results in Ohio
- Commstar Credit UnionCertificate SpecialsCD · 37 months · $500 min · 4.40%–4.50% by balance
Credit union · 2 branches
4.40%APY$1,420 over 37 months on $10,000Requirements
Product: Fixed interest rate for the term of the certificate. Higher interest than a regular Certificate of Deposit. Bonus dividend of 0.05% to APY on balances of $50,000.00 to $99,999.99; bonus dividend of 0.10% to APY on balances of $100,000.00 and higher.
Effective Oct 5, 2026
Rate by balance
Rate by balance for Certificate Specials Balance APY $500 – $50,000Your amount 4.40% $50,000 – $100,000 4.45% $100,000 and up 4.50% Rate checked
More details - Children's Medical Center Federal Credit UnionCertificates of DepositCD · 24 months · $500 min
Credit union · 1 branch
4.36%APY$891 over 24 months on $10,000Requirements
Product: Must maintain a minimum daily balance of $500.00 each day to obtain disclosed APY. Compounded daily, credited quarterly. Early withdrawal penalty applies.
4.35% interest rate · Compounded daily · Effective Jan 25, 2024
Rate checked
More details - 4.35%APY$735 over 20 months on $10,000
Requirements
Product: Simple interest. Early withdrawals may be subject to a penalty. Fees may reduce earnings. Rates subject to change without notice.
Offer: Available on a 20-month certificate of deposit with a $10,000 minimum balance. Early withdrawal penalty applies. Fees may reduce earnings.
4.27% interest rate · Effective Oct 5, 2026
Rate checked
More details - 4.35%APY$1,123 over 30 months on $10,000intro rate
Requirements
Product: Limited-time certificate specials. Available for new and existing money. Membership eligibility required. Early withdrawal penalty may apply and may reduce earnings.
Offer: Fixed rate for the full term. Available for new and existing money.
Promotional rate · Effective Sep 14, 2026
Rate checked
More details - 4.35%APY$1,525 over 40 months on $10,000intro rate
Requirements
Product: Fixed rate certificates with terms from 3 months to 5 years. No setup or maintenance fees. Early withdrawals subject to penalty.
Offer: 40 Month Special. Minimum balance to open and earn dividends: $500.00. Early withdrawals subject to penalty.
Promotional rate · 4.26% interest rate · Effective Sep 24, 2026
Rate checked
More details - 4.33%APY$214 over 6 months on $10,000
Effective Oct 1, 2026
Rate checked
More details - The First National Bank of DennisonCertificates of DepositCD · 5 months · $5,000 min
Bank · 5 branches
4.33%APY$178 over 5 months on $10,000intro rateRequirements
Product: Rate negotiations are available based off of profitability. Penalties may apply if account is closed.
Offer: 5 month special; Cap at $2 Million
Promotional rate · 4.25% interest rate · Balance cap $2,000,000 · Effective Jun 15, 2026
Rate checked
More details - 4.33%APY$507 over 14 months on $10,000intro rate
Requirements
Product: Offer extended to October 24th.
Offer: Offer extended to October 24th.
Promotional rate
Rate checked
More details - 4.32%APY$655 over 18 months on $10,000
Requirements
Product: All terms require a minimum deposit of $500. Early withdrawal penalty: If certificate is less than 12 months, a 90 day dividend penalty will be imposed; if the certificate is greater than 12 months, a 180 day dividend penalty will be imposed.
Offer: Early withdrawal penalty: If the certificate is greater than 12 months, a 180 day dividend penalty will be imposed.
4.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.32%APY$883 over 24 months on $10,000
Requirements
Product: Rates remain fixed for the term of the certificate. Dividends are compounded quarterly. Early withdrawal penalties apply.
Offer: Fixed rate. Dividends compounded quarterly. Early withdrawal penalties apply.
4.25% interest rate · Compounded quarterly · Effective Oct 9, 2026
Rate checked
More details - Cleveland Selfreliance Federal Credit UnionCertificates of DepositCD · 24 months · $500 min
Credit union · 3 branches
4.31%APY$881 over 24 months on $10,000Requirements
Product: Rates subject to change without notice.
4.25% interest rate
Rate checked
More details - 4.31%APY$919 over 25 months on $10,000
Requirements
Product: $1,000 minimum deposit required. Flexible terms. Interest compounded and credited monthly; monthly interest distribution available. Early withdrawal penalties may apply.
Offer: $1,000 minimum deposit required to open and attain the stated APY. Early withdrawal penalty may apply. Compounded and credited monthly.
Effective Oct 1, 2026
Rate checked
More details - 4.30%APY$430 over 1 year on $10,000intro rate
Requirements
Product: FDIC insured up to $250,000 per depositor. No monthly fees when held to maturity. Early withdrawal penalty applies. Maximum deposit is $10 million. Not available for public units.
Offer: Must present offer at account opening. Limited-time offer. Not available for public units or Business CDs. Certain restrictions, including area restrictions, may apply.
Promotional rate · Balance cap $10,000,000 · Effective Oct 16, 2026
Rate checked
More details - 4.30%APY$430 over 1 year on $10,000
Requirements
Product: Interest is compounded daily and paid monthly (quarterly and annual payment also available). Fixed rate for the term of the certificate. May be set up to automatically renew. Early withdrawal penalties apply.
Offer: Early withdrawal penalty is 90 days. Daily compounding.
4.21% interest rate · Compounded daily · Effective Sep 2, 2026
Rate checked
More details - 4.30%APY$652 over 18 months on $10,000
Requirements
Product: Fixed rates compounded monthly. Funds can be withdrawn for a down payment on a SFCU loan without penalty. Penalty may be imposed for early withdrawal.
4.22% interest rate · Compounded monthly · Effective Oct 16, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Ohio
2,471 CDs at 267 banks and credit unions · checked Oct 16–22
- Typical
- 3.25%
- Top 10% from
- 4.07%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.50%
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Ohio
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 7 17 Credit UnionCredit union · 16 branches
- Homeland Credit UnionCredit union · 5 branches
- Chivaho Federal Credit UnionCredit union · 1 branch