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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 31–45 results in North Dakota

  1. Top Carrot, Carrot Score 92
    Affinity First Federal Credit UnionCertificatesCD · 6 months · $500 min

    Credit union · 1 branch

    4.11%APY$203 over 6 months on $10,000
  2. Top Carrot, Carrot Score 91
    Service Credit UnionShare CertificatesCD · 12 months · $500 min

    Credit union · 1 branch

    4.10%APY$410 over 1 year on $10,000
  3. Alerus Financial20 Month CD SpecialCD · 20 months · $5,000 min

    Bank · 7 branches

    4.10%APY$693 over 20 months on $10,000with conditions
  4. The Goose River BankCD SpecialCD · 17 months · $5,000 min

    Bank · 3 branches

    4.07%APY$581 over 17 months on $10,000
  5. Bank ForwardCertificates of DepositCD · 21 months · $2,500 min

    Bank · 10 branches

    4.06%APY$720 over 21 months on $10,000
  6. State Bank of BottineauRegular CDsCD · 18 months · $100 min

    Bank · 1 branch

    4.04%APY$612 over 18 months on $10,000
  7. State Bank of BottineauRate Watch CDsCD · 57 months · $2,500 min

    Bank · 1 branch

    4.01%APY$2,053 over 57 months on $10,000
  8. Gate City BankCertificate of DepositCD · 5 months · $1,000 min

    Bank · 35 branches

    4.00%APY$165 over 5 months on $10,000
  9. Dakota Western BankRegularly Advertised CDsCD · 6 months · $500 min

    Bank · 5 branches

    4.00%APY$198 over 6 months on $10,000
  10. North Star Community Credit UnionSpecial CertificatesCD · 7 months · $500 min

    Credit union · 13 branches

    4.00%APY$231 over 7 months on $10,000
  11. Border Bank7 Month CD SpecialCD · 7 months · $5,000 min

    Bank · 2 branches

    4.00%APY$231 over 7 months on $10,000intro rate
  12. Fargo VA Federal Credit UnionShare CertificatesCD · 12 months

    Credit union · 1 branch

    4.00%APY$400 over 1 year on $10,000
  13. First State Bank & TrustCertificates of Deposit (Specials)CD · 15 months · $500 min

    Bank · 4 branches

    4.00%APY$502 over 15 months on $10,000intro rate
  14. Dacotah BankCertificate of Deposit SpecialsCD · 13 months · $5,000 min

    Bank · 9 branches

    3.90%APY$423 over 13 months on $10,000intro rate
  15. Top Carrot, Carrot Score 87
    Credit Union 1Share Certificate (CD)CD · 7 months · $1,000 min

    Credit union · 1 branch

    3.85%APY$223 over 7 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in North Dakota

526 CDs at 56 banks and credit unions · checked Oct 16–22

Typical
3.25%
Top 10% from
4.15%
Banks, typical
3.22%
Credit unions, typical
3.50%

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North Dakota

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Aspire Credit UnionCredit union · 1 branch
  2. Affinity First Federal Credit UnionCredit union · 1 branch
  3. Service Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate