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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 46–60 results in North Carolina

  1. Top Carrot, Carrot Score 91
    American Pride BankPersonal Certificates of DepositCD · 24 months · $500 min

    Bank · 2 branches

    4.04%APY$824 over 24 months on $10,000intro rate
  2. REV Federal Credit UnionLeland North Carolina CertificateCD · 3 months

    Credit union · 4 branches

    4.00%APY$99 over 3 months on $10,000intro rate
  3. First Citizens BankOnline Promotional CDCD · 5 months · $5,000 min

    Bank · 195 branches

    4.00%APY$165 over 5 months on $10,000intro rate
  4. Top Carrot, Carrot Score 87
    Summit Credit UnionJumbo CertificateCD · 9 months · $10,000 min

    Credit union · 8 branches

    4.00%APY$299 over 9 months on $10,000intro rate
  5. REV Federal Credit UnionRegular CertificatesCD · 9 months · $250 min

    Credit union · 4 branches

    4.00%APY$299 over 9 months on $10,000
  6. Acclaim Federal Credit UnionCertificate SpecialsCD · 10 months · $1,000 min

    Credit union · 1 branch

    4.00%APY$332 over 10 months on $10,000
  7. Roxboro Savings BankCertificate of Deposit (CD)CD · 11 months · $500 min

    Bank · 2 branches

    4.00%APY$366 over 11 months on $10,000
  8. Top Carrot, Carrot Score 88
    Navy Federal Credit UnionEasyStart CertificateCD · 12 months · $50 min

    Credit union · 16 branches

    4.00%APY$400 over 1 year on $10,000
  9. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionRegular Share CertificateCD · 12 months · $1,000 min

    Credit union · 3 branches

    4.00%APY$400 over 1 year on $10,000
  10. First National BankCertificate of Deposit SpecialsCD · 13 months · $5,000 min

    Bank · 95 branches

    4.00%APY$434 over 13 months on $10,000with conditions
  11. Top Carrot, Carrot Score 88
    Credit Human Federal Credit UnionSustainable Share CertificateCD · 18 months · $500 min

    Credit union · 1 branch

    3.95%APY$598 over 18 months on $10,000
  12. Top Carrot, Carrot Score 88
    Marine Federal Credit UnionShare CertificatesCD · 7 months · $1,000 min

    Credit union · 12 branches

    3.92%APY$227 over 7 months on $10,000
  13. Carolina Federal Credit UnionCertificate of DepositCD · 6 months · $1,000 min

    Credit union · 1 branch

    3.90%APY$193 over 6 months on $10,000
  14. Bragg Mutual Federal Credit UnionShare CertificateCD · 12 months · $1,000 min

    Credit union · 4 branches

    3.90%APY$390 over 1 year on $10,000
  15. Top Carrot, Carrot Score 98
    ElecTel Cooperative Federal Credit UnionShare CertificateCD · 18 months · $500 min

    Credit union · 5 branches

    3.90%APY$591 over 18 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in North Carolina

891 CDs at 94 banks and credit unions · checked Oct 15–22

Typical
3.00%
Top 10% from
4.07%
Banks, typical
1.50%
Credit unions, typical
3.40%

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North Carolina

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Skyla Credit UnionCredit union · 17 branches
  2. Langley Credit UnionCredit union · 1 branch
  3. ElecTel Cooperative Federal Credit UnionCredit union · 5 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate