Bank · FDIC insured
Roxboro Savings Bank
A $360.7M bank headquartered in Roxboro, NC, with 2 branches in North Carolina. Best rates: CDs 4.00% and savings 0.40% APY.
Roxboro Savings Bank Carrot Score
72
Carrot Score
Higher than 31% of U.S. banks and credit unions
#12 of 20 in Durham, NC metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Roxboro Savings Bank
Roxboro Savings Bank is based in Roxboro, North Carolina, and was established over a century ago with the purpose of serving the people of Person County.
Historically known as Roxboro Building and Loan circa 1933, the bank serves Roxboro, Person County, and surrounding areas.
- Headquarters
- 313 S Main St, Roxboro, NC 27573
- FDIC certificate
- 28471 ↗
Branches
2 branches in North Carolina
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North Carolina
2 branches
- Roxboro Savings Bank, SSBMain office313 S Main St, Roxboro, NC 27573Directions
- Roxboro Branch5420 Durham Rd, Roxboro, NC 27574Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 18.97% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.13% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.18% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $73 | $81 | — |
- CapitalLeverage ratio18.97%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.13%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.18%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$73Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Roxboro Savings Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.