Bank · FDIC insured
Roxboro Savings Bank CD Rates
Roxboro Savings Bank’s best CD rate is 4.00% APY on an 11-month CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Roxboro Savings Bank’s CD rates compare
Compared with banks and credit unions near Durham, NC, where Roxboro Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Roxboro Savings Bank
4.00%APY
- Term
- 11 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $366
Certificate of Deposit (CD)
Top rate
Coastal Credit Union
4.50%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $250
- Earns on $10,000
- $2,462
2nd-highest rate
Civic Federal Credit Union
4.30%APY
- Term
- 17 months
- Requires
- Another account
- Minimum
- $250
- Earns on $10,000
- $615
Roxboro Savings Bank CD score
81
CD score
Higher than 54% of U.S. banks and credit unions
- 3–8 months3–8 mo3.65%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo3.25%
- 31–60 months31–60 mo3.00%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Roxboro Savings Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit (CD)
Up to 4.00%APY · 16 terms
Interest compounded daily and credited quarterly for terms over 6 months. Early withdrawal penalties may apply. $500 minimum balance for most terms. 12-month CD allows additional deposits of $100 or more throughout the term.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3–9 months | 2.75% | $68 |
| 3 months | 3.40% | $85 |
| 6 months | 3.65% | $181 |
| 10 months | 3.00% | $249 |
| 11 months | 4.00% | $366 |
| 12 monthsAllows additional deposits of $100 or more throughout the term at locked-in rate | 0.15% | $15 |
| 13 months | 3.70% | $401 |
| 15 months | 3.30% | $414 |
| 18 months | 3.25% | $491 |
| 20 months | 2.20% | $369 |
| 24 months | 3.25% | $661 |
| 27 months | 0.55% | $124 |
| 30 months | 0.65% | $163 |
| 36 months | 0.65% | $196 |
| 48 months | 0.80% | $324 |
| 60 months | 3.00% | $1,593 |
Sources (2)
All captured Oct 22, 2026
Special-purpose accounts
Individual Retirement Account (IRA) Certificate
Up to 3.50%APY · 3 terms
Open with as little as $100. $25 minimum for additional deposits. Fixed rates across terms. Traditional, Roth, SEP, and Education IRAs (CESAs) available. Interest compounded daily and credited quarterly. Fees could reduce earnings on the account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsTraditional IRA-18 Months | 3.45% | $522 |
| 24 monthsRoth IRA-24 Months | 3.50% | $712 |
| 60 monthsTraditional IRA-60 Months | 3.00% | $1,593 |
Sources (2)
All captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.