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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 136–150 results in North Carolina

  1. Arcade Credit UnionSilver CDCD · 6 months · $1,000 min

    Credit union · 1 branch

    2.01%APY$100 over 6 months on $10,000
  2. United BankStandard Rate CDsCD · 12 months · $500 min

    Bank · 43 branches

    2.00%APY$200 over 1 year on $10,000
  3. Blue Ridge BankConsumer Certificates of DepositCD · 13–17 months · $1,000 min

    Bank · 1 branch

    1.90%APY
  4. Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance

    Bank · 198 branches

    1.76%APYwith conditions
  5. United Federal Credit UnionLiquid CertificateCD · 12 months · $2,500 min

    Credit union · 6 branches

    1.70%APY$170 over 1 year on $10,000with conditions
  6. Top Carrot, Carrot Score 89
    Lion's Share Federal Credit UnionRegular Share CertificatesCD · 6 months · $500 min

    Credit union · 1 branch

    1.56%APY$78 over 6 months on $10,000
  7. First BankCertificates of Deposit (CD)CD · 60 months · $500 min

    Bank · 2 branches

    1.55%APY$799 over 60 months on $10,000
  8. First National BankCertificates of Deposit (CDs)CD · 60 months · $500 min

    Bank · 95 branches

    1.50%APY$773 over 60 months on $10,000
  9. Top Carrot, Carrot Score 89
    Lion's Share Federal Credit UnionAdd-On Cert.CD · 12 months · $500 min

    Credit union · 1 branch

    1.26%APY$126 over 1 year on $10,000
  10. Top Carrot, Carrot Score 89
    Lion's Share Federal Credit UnionBump-Up Cert.CD · 24 months · $500 min

    Credit union · 1 branch

    1.10%APY$221 over 24 months on $10,000intro rate
  11. Top Carrot, Carrot Score 89
    Lion's Share Federal Credit UnionMini Jumbo Cert.CD · 60 months · $10,000 min

    Credit union · 1 branch

    0.95%APY$484 over 60 months on $10,000
  12. Oteen VA Federal Credit UnionCertificate of DepositsCD · 60 months · $500 min

    Credit union · 1 branch

    0.91%APY$463 over 60 months on $10,000
  13. NCCFCUShare CertificatesCD · 60 months · $500 min · 0.70%–0.75% by balance

    Credit union · 2 branches

    0.70%APY$355 over 60 months on $10,000
  14. U.S. BankTrade Up CDCD · 60 months · $1,000 min

    Bank · 7 branches

    0.40%APY$202 over 60 months on $10,000
  15. U.S. BankStep Up CDCD · 28 months · $1,000 min · 4 steps

    Bank · 7 branches

    0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in North Carolina

891 CDs at 94 banks and credit unions · checked Oct 15–23

Typical
3.00%
Top 10% from
4.07%
Banks, typical
1.50%
Credit unions, typical
3.40%

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North Carolina

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Skyla Credit UnionCredit union · 17 branches
  2. Langley Credit UnionCredit union · 1 branch
  3. ElecTel Cooperative Federal Credit UnionCredit union · 5 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate