Credit union · NCUA insured
Oteen VA Federal Credit Union CD Rates
Oteen VA Federal Credit Union’s best CD rate is 0.91% APY on a 5-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Oteen VA Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Asheville, NC, where Oteen VA Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Oteen VA Federal Credit Union
0.91%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $463
Certificate of Deposits
Top rate
Skyla Credit Union
4.50%APY
- Term
- 21 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $801
2nd-highest rate
Civic Federal Credit Union
4.30%APY
- Term
- 17 months
- Requires
- Another account
- Minimum
- $250
- Earns on $10,000
- $615
Oteen VA Federal Credit Union CD score
60
CD score
Higher than 2% of U.S. banks and credit unions
- 3–8 months3–8 mo0.22%
- 9–15 months9–15 mo0.25%
- 16–30 months16–30 mo0.41%
- 31–60 months31–60 mo0.91%
- QualifiedQualified0.91%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Oteen VA Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate of Deposits
Up to 0.91%APY · 8 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 0.20% | $5 |
| 6 months | 0.22% | $11 |
| 12 months | 0.25% | $25 |
| 18 months | 0.30% | $45 |
| 24 months | 0.41% | $82 |
| 36 months | 0.51% | $154 |
| 48 months | 0.76% | $307 |
| 60 months | 0.91% | $463 |
Sources (1)
- dev.oteencreditunion.com/services · captured Oct 4, 2026
Who can join Oteen VA Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Eligibility is open to Friends of the Foundation.
- Eligibility is open to Goodwill.
- Eligibility is open to Laurels of Summit Ridge.
- Eligibility is open to Marjorie Mccune Center.
- Eligibility is open to Parkway Family Physicians.
- Eligibility is open to Samaritan’s Place.
25 more ways to join
Employers and groups
- Eligibility is open to Wright’s Carpet.
Military, government and schools
- Eligibility is open to Asheville Christian Academy.
- Eligibility is open to Air Force Sergeants Association Chapter 363.
- Eligibility is open to American Legion Auxiliary.
- Eligibility is open to American Legions: Post 2, 44, 56, 70, 335, 77 Hendersonville.
- Eligibility is open to AMVETS: Post 5, 333, 610 665.
- Eligibility is open to American Ex-Prisoners of War.
- Eligibility is open to Coast Guard Combat Veterans Association.
- Eligibility is open to The Charles George VA Medical Center Asheville, NC.
- Eligibility is open to Combat Infantryman’s Association.
- Eligibility is open to Military Order of the Cootie Pup Tent 9.
- Eligibility is open to Catholic War Veterans Post 1914.
- Eligibility is open to Disabled American Veterans Post 2.
- Eligibility is open to Destroyer Escort Sailors Association.
- Eligibility is open to LA Societe Des 40 Hommes and 8 Chevaux Voiture 1187.
- Eligibility is open to Fleet Reserve Association Branch 361.
- Eligibility is open to Mid-Atlantic Consolidated Patient Account Center (MACPAC).
- Eligibility is open to Blue Ridge Detachment 848 Marine Corp. League.
- Eligibility is open to Non-Commissioned Officers Association Chapter 1400.
- Eligibility is open to Regular Veterans Association: Post 8, 16.
- Eligibility is open to Veterans of Foreign Wars: Post 891, 3040, 5483, 9157, 9939.
- Eligibility is open to Vietnam Veterans of American Chapter 124.
- Eligibility is open to Western NC Women Veterans.
- Eligibility is open to Veterans of World War I Barracks 505.
Family and household
- Membership is open to immediate family members.
Membership information collected October 4, 2026.