Skip to content

Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–30 results in Minnesota

  1. Top Carrot, Carrot Score 95
    Federated Employees Credit UnionTerm Share CertificatesCD · 60 months · $1,000 min

    Credit union · 2 branches

    4.42%APY$2,414 over 60 months on $10,000
  2. Associated BankStandard Term CDCD · 13 months · $5,000 min

    Bank · 24 branches

    4.40%APY$478 over 13 months on $10,000
  3. Top Carrot, Carrot Score 89
    Associated Healthcare Credit UnionCertificates of DepositCD · 18 months · $1,000 min

    Credit union · 5 branches

    4.40%APY$667 over 18 months on $10,000intro rate
  4. Brainerd BN Credit UnionCertificates of DepositCD · 18 months · $1,000 min

    Credit union · 1 branch

    4.37%APY$663 over 18 months on $10,000
  5. Falcon National BankCertificate of DepositCD · 18 months · $500 min

    Bank · 6 branches

    4.35%APY$660 over 18 months on $10,000
  6. Oakwood BankCertificates of DepositCD · 11 months · $5,000 min

    Bank · 1 branch

    4.32%APY$395 over 11 months on $10,000
  7. Top Carrot, Carrot Score 87
    First Independent Bank, MinnesotaCD (Certificate of Deposit) AccountCD · 24 months · $5,000 min

    Bank · 12 branches

    4.32%APY$883 over 24 months on $10,000intro rate
  8. NorthRidge Community Credit UnionCertificate of Deposit (CD)CD · 6 months · $500 min

    Credit union · 5 branches

    4.31%APY$213 over 6 months on $10,000
  9. Unity BankCD SpecialCD · 5 months · $5,000 min

    Bank · 9 branches

    4.30%APY$177 over 5 months on $10,000intro rate
  10. BCUNew Money CD SpecialsCD · 15 months · $500 min

    Credit union · 7 branches

    4.30%APY$540 over 15 months on $10,000intro rate
  11. Top Carrot, Carrot Score 88
    Bell BankFixed Rate Certificate of DepositCD · 17 months · $500 min · 4.30%–4.35% by balance

    Bank · 17 branches

    4.30%APY$615 over 17 months on $10,000
  12. Top Carrot, Carrot Score 88
    First Community Credit UnionCertificates of Deposit (27 Month)CD · 27 months · $5,000 min

    Credit union · 3 branches

    4.30%APY$994 over 27 months on $10,000
  13. Top Carrot, Carrot Score 87
    Ideal Credit UnionRegular CertificateCD · 30 months · $500 min

    Credit union · 6 branches

    4.30%APY$1,110 over 30 months on $10,000
  14. CorTrust BankCertificates of Deposit (CDs)CD · 36 months · $500 min

    Bank · 15 branches

    4.30%APY$1,346 over 36 months on $10,000
  15. Top Carrot, Carrot Score 88
    North Shore Bank of CommerceCD SpecialCD · 25 months · $2,500 min

    Bank · 5 branches

    4.28%APY$912 over 25 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Minnesota

1,646 CDs at 187 banks and credit unions · checked Oct 16–22

Typical
3.25%
Top 10% from
4.15%
Banks, typical
3.25%
Credit unions, typical
3.40%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Suggestions appear after two characters. Use arrow keys and Enter to choose an institution, or submit to see all matches.

Minnesota

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Greater Community CUCredit union · 4 branches
  2. Altra Federal Credit UnionCredit union · 4 branches
  3. VisionBankBank · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate