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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–30 results in Michigan

  1. FreeStar Financial Credit UnionSave to WinCD · 12 months · $25 min

    Credit union · 8 branches

    4.50%APY$450 over 1 year on $10,000with conditions
  2. Top Carrot, Carrot Score 98
    Dow Credit UnionSimple CDsCD · 13 months · $500 min

    Credit union · 2 branches

    4.50%APY$488 over 13 months on $10,000
  3. Top Carrot, Carrot Score 90
    Family First Credit UnionNew Money CD SpecialsCD · 15 months · $1,000 min

    Credit union · 3 branches

    4.50%APY$566 over 15 months on $10,000intro rate
  4. Top Carrot, Carrot Score 87
    orsa credit unionNew Money 17-Month Share CertificateCD · 17 months · $10,000 min

    Credit union · 13 branches

    4.50%APY$643 over 17 months on $10,000intro rate
  5. Top Carrot, Carrot Score 94
    Lake Huron Credit UnionCertificates of DepositCD · 24 months

    Credit union · 3 branches

    4.50%APY$920 over 24 months on $10,000
  6. Top Carrot, Carrot Score 92
    Genisys Credit UnionCertificate SpecialsCD · 25 months · $500 min

    Credit union · 30 branches

    4.50%APY$960 over 25 months on $10,000intro rate
  7. Top Carrot, Carrot Score 89
    Everwise Credit UnionShare Certificate SpecialsCD · 15 months · $500 min

    Credit union · 4 branches

    4.47%APY$562 over 15 months on $10,000intro rate
  8. TLC Community Credit UnionRegular CertificatesCD · 60 months · $1,000 min

    Credit union · 9 branches

    4.47%APY$2,444 over 60 months on $10,000with conditions
  9. Top Carrot, Carrot Score 91
    KCCUCertificate SpecialsCD · 5 months · $500 min · 4.45%–4.55% by balance

    Credit union · 14 branches

    4.45%APY$183 over 5 months on $10,000intro rate
  10. Top Carrot, Carrot Score 87
    Wolverine State Credit UnionCertificateCD · 9 months · $500 min

    Credit union · 4 branches

    4.45%APY$332 over 9 months on $10,000
  11. Top Carrot, Carrot Score 98
    Chief Financial Credit UnionSpecial Share CertificatesCD · 24 months · $500 min

    Credit union · 4 branches

    4.45%APY$910 over 24 months on $10,000intro rate
  12. Top Carrot, Carrot Score 91
    Cornerstone Community Financial Credit UnionCertificate of DepositCD · 7 months · $1,000 min

    Credit union · 7 branches

    4.40%APY$254 over 7 months on $10,000intro rate
  13. CoVantage Credit UnionShare CertificatesCD · 13 months · $1,000 min

    Credit union · 3 branches

    4.40%APY$478 over 13 months on $10,000
  14. Top Carrot, Carrot Score 94
    United Financial Credit Union16 Month CD Special (New Money)CD · 16 months · $500 min

    Credit union · 9 branches

    4.40%APY$591 over 16 months on $10,000intro rate
  15. DFCU FinancialShare CertificateCD · 24 months · $1,000 min

    Credit union · 30 branches

    4.40%APY$899 over 24 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Michigan

1,917 CDs at 205 banks and credit unions · checked Oct 16–22

Typical
3.25%
Top 10% from
4.08%
Banks, typical
2.23%
Credit unions, typical
3.35%

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Michigan

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Settlers Federal Credit UnionCredit union · 2 branches
  2. Chief Financial Credit UnionCredit union · 4 branches
  3. Meijer Credit UnionCredit union · 3 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate