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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 226–240 results in Michigan

  1. ABD Federal Credit UnionShare CertificateCD · 12 months · $1,000 min · 3.29%–4.06% by balance

    Credit union · 2 branches

    3.29%APY$329 over 1 year on $10,000
  2. Top Carrot, Carrot Score 94
    United Financial Credit UnionHometown Hero CDCD · 6 months · $250 min

    Credit union · 9 branches

    3.25%APY$161 over 6 months on $10,000
  3. IncredibleBankCertificates of DepositCD · 6 months · $1,000 min

    Bank · 6 branches

    3.25%APY$161 over 6 months on $10,000
  4. Top Carrot, Carrot Score 87
    Credit Union 1Share Certificate Plus (CD)CD · 12 months · $10,000 min

    Credit union · 4 branches

    3.25%APY$325 over 1 year on $10,000
  5. Top Carrot, Carrot Score 88
    CASE Credit UnionSave to WinCD · 12 months · $25 min

    Credit union · 5 branches

    3.25%APY$325 over 1 year on $10,000
  6. Top Carrot, Carrot Score 88
    LAFCURegular Term Share CertificatesCD · 12 months · $50 min

    Credit union · 10 branches

    3.25%APY$325 over 1 year on $10,000
  7. Top Carrot, Carrot Score 89
    Frankenmuth Credit Union21 Month CD SpecialCD · 21 months · $500 min · 3.25%–3.75% by balance

    Credit union · 32 branches

    3.25%APY$576 over 21 months on $10,000intro rate
  8. Mercantile BankFlex Certificate of DepositCD · 28 months · $500 min

    Bank · 39 branches

    3.24%APY$772 over 28 months on $10,000intro rate
  9. Top Carrot, Carrot Score 94
    United Financial Credit UnionCertificate of DepositCD · 48 months · $500 min

    Credit union · 9 branches

    3.20%APY$1,343 over 48 months on $10,000
  10. ELGA Credit UnionCertificateCD · 72 months · $1,000 min · 3.20%–3.51% by balance

    Credit union · 16 branches

    3.20%APY$2,080 over 72 months on $10,000
  11. Top Carrot, Carrot Score 89
    Frankenmuth Credit Union11 Month CD SpecialCD · 11 months · $500 min · 3.15%–3.65% by balance

    Credit union · 32 branches

    3.15%APY$288 over 11 months on $10,000
  12. Bank of AmericaFlexible CDCD · 12 months · $1,000 min · 3.15%–3.65% by balance

    Bank · 72 branches

    3.15%APY$315 over 1 year on $10,000
  13. Independent Bank24-Month CDCD · 24 months · $500 min

    Bank · 58 branches

    3.14%APY$638 over 24 months on $10,000
  14. Top Carrot, Carrot Score 94
    United Financial Credit UnionStep Up CDCD · 20 months · $500 min

    Credit union · 9 branches

    3.10%APY$522 over 20 months on $10,000intro rate
  15. Top Carrot, Carrot Score 94
    United Financial Credit UnionSafe Parking CDCD · 36 months · $500 min

    Credit union · 9 branches

    3.10%APY$959 over 36 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Michigan

1,903 CDs at 203 banks and credit unions · checked Oct 16–23

Typical
3.25%
Top 10% from
4.10%
Banks, typical
2.23%
Credit unions, typical
3.35%

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Michigan

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Settlers Federal Credit UnionCredit union · 2 branches
  2. Meijer Credit UnionCredit union · 3 branches
  3. Dow Credit UnionCredit union · 2 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate