Bank · FDIC insured
IncredibleBank CD Rates
IncredibleBank’s best CD rate is 3.25% APY on a 6-month CD. Terms run from 6 months to 5 years. Rates checked October 5, 2026.
How IncredibleBank’s CD rates compare
Compared with banks and credit unions near Wausau, WI, where IncredibleBank has the most branches. $10,000, best rate first.
This bank’s best
IncredibleBank
3.25%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $161
Certificates of Deposit
Top rate
Nicolet National Bank
4.75%APY
- Term
- 60 months
- Minimum
- $2,500
- Earns on $10,000
- $2,612
2nd-highest rate
Summit Credit Union
4.50%APY
- Term
- 16 months
- Minimum
- $500
- Earns on $10,000
- $604
IncredibleBank CD score
69
CD score
Higher than 24% of U.S. banks and credit unions
- 3–8 months3–8 mo3.25%
- 9–15 months9–15 mo3.25%
- 16–30 months16–30 mo3.00%
- 31–60 months31–60 mo3.00%
- QualifiedQualified3.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where IncredibleBank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.25%APY · 7 terms
A penalty may be imposed for early withdrawal (excludes 6-Month CD). Minimum opening deposit of $1,000.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsNo early withdrawal penalty | 3.25% | $161 |
| 12 monthsA penalty may be imposed for early withdrawal | 3.25% | $325 |
| 18 monthsA penalty may be imposed for early withdrawal | 3.00% | $453 |
| 24 monthsA penalty may be imposed for early withdrawal | 3.00% | $609 |
| 30 monthsA penalty may be imposed for early withdrawal | 3.00% | $767 |
| 36 monthsA penalty may be imposed for early withdrawal | 3.00% | $927 |
| 60 monthsA penalty may be imposed for early withdrawal | 0.75% | $381 |
Special-purpose accounts
IRA CDs
Up to 3.25%APY · 4 terms
Includes Traditional IRA and Roth IRA CD options. IRAs must be opened with a banker. Minimum opening deposit of $1,000. A penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsApplies to Traditional IRA and Roth IRA. Must be opened with a banker. A penalty may be imposed for early withdrawal | 3.25% | $325 |
| 24 monthsApplies to Traditional IRA and Roth IRA. Must be opened with a banker. A penalty may be imposed for early withdrawal | 3.00% | $609 |
| 36 monthsApplies to Traditional IRA and Roth IRA. Must be opened with a banker. A penalty may be imposed for early withdrawal | 3.00% | $927 |
| 60 monthsApplies to Traditional IRA and Roth IRA. Must be opened with a banker. A penalty may be imposed for early withdrawal | 0.75% | $381 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.