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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 106–120 results in Maryland

  1. Northwest Federal Credit UnionRegular CertificatesCD · 12 months · $1,000 min · 3.65%–3.75% by balance

    Credit union · 1 branch

    3.65%APY$365 over 1 year on $10,000
  2. Fulton BankCertificate of Deposit PromoCD · 13 months · $1,000 min

    Bank · 20 branches

    3.60%APY$391 over 13 months on $10,000with conditions
  3. Thiokol Elkton FCUCertificateCD · 12 months · $500 min

    Credit union · 1 branch

    3.55%APY$355 over 1 year on $10,000
  4. Prince George's Community Federal Credit UnionShare CertificateCD · 12 months · $500 min

    Credit union · 4 branches

    3.55%APY$355 over 1 year on $10,000
  5. WSSC Federal Credit UnionCertificateCD · 12 months · $500 min

    Credit union · 3 branches

    3.55%APY$355 over 1 year on $10,000
  6. Five Star Federal Credit UnionRegular Share CertificatesCD · 48 months · $500 min

    Credit union · 4 branches

    3.55%APY$1,497 over 48 months on $10,000
  7. Top Carrot, Carrot Score 94
    APG Federal Credit UnionMember Rewards Gold CertificateCD · 48 months · $100 min

    Credit union · 18 branches

    3.55%APY$1,497 over 48 months on $10,000
  8. Peoples Bank5 Month CDCD · 5 months · $1,000 min

    Bank · 1 branch

    3.54%APY$146 over 5 months on $10,000intro rate
  9. MECU Credit UnionSuperFlex Certificate of Deposit (CD)CD · 11 months · $5,000 min

    Credit union · 9 branches

    3.50%APY$320 over 11 months on $10,000
  10. Peoples Bank13 Month CD SpecialCD · 13 months · $1,000 min

    Bank · 1 branch

    3.50%APY$380 over 13 months on $10,000intro rate
  11. Presidential Bank2 Year CDCD · 24 months · $1,000 min

    Bank · 3 branches

    3.50%APY$712 over 24 months on $10,000
  12. Top Carrot, Carrot Score 96
    PenFed Credit UnionMoney Market CertificatesCD · 60 months · $1,000 min

    Credit union · 1 branch

    3.50%APY$1,877 over 60 months on $10,000
  13. Democracy Federal Credit UnionShare CertificateCD · 12 months · $2,000 min

    Credit union · 1 branch

    3.45%APY$345 over 1 year on $10,000
  14. Top Carrot, Carrot Score 87
    USPS Federal Credit UnionShare CertificatesCD · 60 months · $250 min

    Credit union · 1 branch

    3.45%APY$1,848 over 60 months on $10,000
  15. Top Carrot, Carrot Score 89
    Cedar Point Federal Credit UnionSoMD Saver CertificateCD · 6 months · $1,000 min

    Credit union · 6 branches

    3.44%APY$171 over 6 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Maryland

1,074 CDs at 98 banks and credit unions · checked Oct 16–22

Typical
3.19%
Top 10% from
4.09%
Banks, typical
2.02%
Credit unions, typical
3.55%

Is your bank paying you enough?

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Maryland

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Educational Systems Federal Credit UnionCredit union · 13 branches
  2. Tower Federal Credit UnionCredit union · 17 branches
  3. EagleBankBank · 7 branches
See all ranked institutions
Best CD Rates of October 2026 | Carrot Rate