Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 106–120 results in Maryland
- Northwest Federal Credit UnionRegular CertificatesCD · 12 months · $1,000 min · 3.65%–3.75% by balance
Credit union · 1 branch
3.65%APY$365 over 1 year on $10,000Requirements
Product: A $1,000 minimum deposit is required for all certificates. Dividends are posted and compounded monthly. Dividend rates remain fixed for the term of the certificate. Promotional certificates are not eligible for dividend bonus rate.
3.59% interest rate · Compounded monthly · Effective Sep 28, 2026
Rate by balance
Rate by balance for Regular Certificates Balance APY $1,000 – $99,999Your amount 3.65% $100,000 – $249,999 3.75% $250,000 and up 3.75% Rate checked
More details - 3.60%APY$391 over 13 months on $10,000with conditions
Requirements
Product: Promotional Certificate of Deposit valid for consumers. There is a $1,000 minimum balance to open the Certificate of Deposit and obtain Annual Percentage Yield (APY). A penalty will be imposed for early withdrawal.
Offer: Eligible for Preferred Pricing rate bonus when primary/secondary owner also owns Relationship Banking, Premier Relationship Banking, or Private Bank Checking account.
Qualified rate · 3.54% interest rate
Rate checked
More details - 3.55%APY$355 over 1 year on $10,000
Requirements
Product: Minimum deposit $500.00. Dividends are compounded and credited quarterly. Penalty for withdrawal = three months interest.
3.50% interest rate · Effective Mar 1, 2026
Rate checked
More details - Prince George's Community Federal Credit UnionShare CertificateCD · 12 months · $500 min
Credit union · 4 branches
3.55%APY$355 over 1 year on $10,000Requirements
Product: Regular share certificates accrue dividends from the day of deposit and credit dividends quarterly on the last day of each calendar quarter. Certain restrictions apply.
3.49% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.55%APY$355 over 1 year on $10,000
Requirements
Product: Lock in a fixed rate for the term of your certificate. A penalty will or may be imposed for early withdrawal.
Offer: Fixed Rate. A penalty will or may be imposed for early withdrawal.
3.50% interest rate · Effective Apr 29, 2026
Rate checked
More details - Five Star Federal Credit UnionRegular Share CertificatesCD · 48 months · $500 min
Credit union · 4 branches
3.55%APY$1,497 over 48 months on $10,000Requirements
Product: Earnings are paid using Average Daily Balance method and credited and compounded quarterly. Minimum deposit is $500. Automatic renewal at maturity with 10-day grace period. Early withdrawal penalties apply.
3.50% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - APG Federal Credit UnionMember Rewards Gold CertificateCD · 48 months · $100 min
Credit union · 18 branches
3.55%APY$1,497 over 48 months on $10,000Requirements
Product: Requires Member Rewards Gold level. Early withdrawal penalties and fees may reduce earnings.
Offer: Member Rewards Gold level
3.50% interest rate · Effective Oct 3, 2026
Rate checked
More details - 3.54%APY$146 over 5 months on $10,000intro rate
Requirements
Product: No monthly maintenance fee. FDIC insured up to $250,000.
Offer: Limited-Time Offer!
Promotional rate
Rate checked
More details - MECU Credit UnionSuperFlex Certificate of Deposit (CD)CD · 11 months · $5,000 min
Credit union · 9 branches
3.50%APY$320 over 11 months on $10,000Requirements
Product: Minimum opening deposit of $5,000. Build investment with automatic transfers from another MECU account. No withdrawals until 7 business days after initial deposit or additional deposits. Only one withdrawal without paying penalty permitted; withdrawal must leave balance of at least $1,000. Early withdrawal penalty may be imposed for withdrawal of principal before maturity date. MECU membership eligibility required.
Offer: Minimum opening deposit $5,000; minimum balance to earn interest is $1,000. Only one withdrawal without paying penalty permitted; withdrawal must leave balance of at least $1,000. Early withdrawal penalty may be imposed for withdrawal of principal before maturity date.
Effective Oct 3, 2026
Rate checked
More details - 3.50%APY$380 over 13 months on $10,000intro rate
Requirements
Product: No monthly maintenance fee. A penalty will be imposed for early withdrawal.
Offer: Limited-time offer. No minimum balance to obtain the stated APY.
Promotional rate · Effective Jun 23, 2026
Rate checked
More details - 3.50%APY$712 over 24 months on $10,000
Requirements
Product: Fixed rate for term. Penalty for early withdrawal: 12 months interest. 7 calendar days grace period. Interest compounded and credited monthly.
Offer: Fixed rate for term. Penalty for early withdrawal: 12 months interest. 7 calendar days grace period. Interest compounded and credited monthly.
Effective Oct 1, 2026
Rate checked
More details - 3.50%APY$1,877 over 60 months on $10,000
Requirements
Offer: Early withdrawal penalty applies. Dividends compound daily.
3.44% interest rate · Effective Oct 9, 2026
Rate checked
More details - 3.45%APY$345 over 1 year on $10,000
Requirements
Product: Dividends compounded daily, credited quarterly. Penalties may apply for early withdrawals from certificate accounts. Offering rates may change. Fees may reduce earnings on the accounts. Dividends will be forfeited if account is closed before accrued dividends are credited.
3.40% interest rate · Compounded daily
Rate checked
More details - 3.45%APY$1,848 over 60 months on $10,000
Requirements
Product: Rates remain constant for the entire certificate term. Dividends calculated daily and compounded/credited quarterly. Early withdrawal penalty applies.
Offer: Rates set monthly. Penalty for early withdrawal.
3.41% interest rate
Rate checked
More details - Cedar Point Federal Credit UnionSoMD Saver CertificateCD · 6 months · $1,000 min
Credit union · 6 branches
3.44%APY$171 over 6 months on $10,000intro rateRequirements
Product: Promotional 6-month certificate account. Fixed dividend rate of 3.40% yielding 3.44% APY. Automatically renews at the posted 6-month standard rate at the time of maturity. Early withdrawal penalty fee applies. Funds cannot be deposited into existing accounts until maturity.
Offer: Automatically renews at the posted 6-month standard rate at the time of maturity, which may be different than this promotional rate.
Promotional rate · 3.40% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Maryland
1,074 CDs at 98 banks and credit unions · checked Oct 16–22
- Typical
- 3.19%
- Top 10% from
- 4.09%
- Banks, typical
- 2.02%
- Credit unions, typical
- 3.55%
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Find your bank or credit union to see all its rates and how they compare near you.
Maryland
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 13 branches
- Tower Federal Credit UnionCredit union · 17 branches
- EagleBankBank · 7 branches