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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 31–45 results in Maryland

  1. MECU Credit UnionCertificatesCD · 10 months

    Credit union · 9 branches

    4.20%APY$349 over 10 months on $10,000
  2. Top Carrot, Carrot Score 90
    Johns Hopkins Credit UnionShare CertificatesCD · 11 months · $500 min

    Credit union · 4 branches

    4.20%APY$384 over 11 months on $10,000
  3. Top Carrot, Carrot Score 94
    APG Federal Credit Union15-Month Certificate SpecialCD · 15 months · $100 min

    Credit union · 18 branches

    4.20%APY$528 over 15 months on $10,000intro rate
  4. Atlantic Union BankSpecial Certificate of Deposit (CD)CD · 13 months · $1,000 min

    Bank · 39 branches

    4.15%APY$450 over 13 months on $10,000intro rate
  5. Top Carrot, Carrot Score 90
    Andrews Federal Credit UnionSpecial 13-Month Share CertificateCD · 13 months · $500 min

    Credit union · 4 branches

    4.15%APY$450 over 13 months on $10,000intro rate
  6. Top Carrot, Carrot Score 87
    SkyPoint Federal Credit Union13-Month Certificate SpecialCD · 13 months · $1,000 min

    Credit union · 3 branches

    4.15%APY$450 over 13 months on $10,000intro rate
  7. Point Breeze Credit UnionPromotional CDCD · 14 months · $500 min

    Credit union · 6 branches

    4.15%APY$486 over 14 months on $10,000intro rate
  8. Top Carrot, Carrot Score 93
    First Peoples Community Federal Credit UnionCertificatesCD · 15 months · $500 min

    Credit union · 9 branches

    4.15%APY$521 over 15 months on $10,000
  9. Burke & Herbert Bank23-Month Online CDCD · 23 months

    Bank · 18 branches

    4.11%APY$803 over 23 months on $10,000intro rate
  10. Jarrettsville FederalCertificates of DepositCD · 7 months · $500 min

    Bank · 1 branch

    4.10%APY$237 over 7 months on $10,000
  11. Farmers & Merchants BankCD SpecialsCD · 7 months · $500 min

    Bank · 9 branches

    4.10%APY$237 over 7 months on $10,000intro rate
  12. Presidential Bank7 Month CDCD · 7 months · $1,000 min

    Bank · 3 branches

    4.10%APY$237 over 7 months on $10,000intro rate
  13. Tidemark Federal Credit UnionRegular Share CertificatesCD · 12 months · $500 min

    Credit union · 1 branch

    4.10%APY$410 over 1 year on $10,000
  14. Harford BankCertificates of DepositCD · 13 months · $1,000 min

    Bank · 9 branches

    4.10%APY$445 over 13 months on $10,000
  15. SECU Credit UnionCertificate of DepositCD · 13 months

    Credit union · 25 branches

    4.10%APY$445 over 13 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Maryland

1,074 CDs at 98 banks and credit unions · checked Oct 16–22

Typical
3.19%
Top 10% from
4.09%
Banks, typical
2.02%
Credit unions, typical
3.55%

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Maryland

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Educational Systems Federal Credit UnionCredit union · 13 branches
  2. Tower Federal Credit UnionCredit union · 17 branches
  3. EagleBankBank · 7 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate