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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 136–150 results in Massachusetts

  1. Top Carrot, Carrot Score 88
    Middlesex Savings BankFreedom Platinum Certificate of DepositCD · 3 months · $250 min

    Bank · 33 branches

    3.90%APY$96 over 3 months on $10,000with conditions
  2. East Cambridge Savings Bank9-Month CDCD · 9 months · $1,000 min

    Bank · 11 branches

    3.86%APY$288 over 9 months on $10,000with conditions
  3. New Bedford Credit UnionCertificate of DepositCD · 3 months · $2,500 min

    Credit union · 2 branches

    3.85%APY$95 over 3 months on $10,000intro rate
  4. Cambridge Savings Bank4 Month Special CDCD · 4 months · $1,000 min

    Bank · 19 branches

    3.85%APY$127 over 4 months on $10,000intro rate
  5. Naveo Credit UnionShare Certificates of DepositCD · 5 months · $1,000 min

    Credit union · 2 branches

    3.85%APY$159 over 5 months on $10,000
  6. Eagle BankCertificates of Deposit (CDs)CD · 6–16 months · $10,000 min

    Bank · 5 branches

    3.85%APY
  7. Top Carrot, Carrot Score 88
    Quincy Credit UnionCertificate of Deposit (CD)CD · 6 months · $1,000 min

    Credit union · 4 branches

    3.85%APY$191 over 6 months on $10,000
  8. UniBankCertificate of DepositCD · 8 months · $500 min

    Bank · 15 branches

    3.85%APY$255 over 8 months on $10,000
  9. M&T BankM&T Select Certificate of DepositCD · 18 months · $1,000 min

    Bank · 62 branches

    3.85%APY$583 over 18 months on $10,000with conditions
  10. Norfolk Community Federal Credit UnionShare CertificatesCD · 24 months · $2,500 min

    Credit union · 1 branch

    3.85%APY$785 over 24 months on $10,000
  11. Country Bank for SavingsRelationship Certificate of DepositCD · 6 months · $500 min

    Bank · 16 branches

    3.82%APY$189 over 6 months on $10,000with conditions
  12. Top Carrot, Carrot Score 87
    HTM Credit UnionTerm Share CertificatesCD · 6 months · $1,000 min

    Credit union · 1 branch

    3.82%APY$189 over 6 months on $10,000
  13. Notre Dame Community FCUShare CertificatesCD · 7 months · $500 min

    Credit union · 1 branch

    3.82%APY$221 over 7 months on $10,000intro rate
  14. Southcoast Credit UnionCD SpecialCD · 12 months

    Credit union · 6 branches

    3.82%APY$382 over 1 year on $10,000intro rate
  15. St. Anthony of Padua FCUShare CertificatesCD · 12 months · $500 min

    Credit union · 1 branch

    3.82%APY$382 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.

What CDs pay in Massachusetts

1,990 CDs at 191 banks and credit unions · checked Oct 15–22

Typical
3.05%
Top 10% from
4.07%
Banks, typical
3.00%
Credit unions, typical
3.25%

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Massachusetts

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Hanscom Federal Credit UnionCredit union · 14 branches
  2. USALLIANCE FinancialCredit union · 1 branch
  3. The Village BankBank · 10 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate