Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 46–60 results in Indiana
- 4.25%APY$1,330 over 36 months on $10,000
Requirements
Product: Certificate terms from 91 days to 60 months. Fixed rates and rate bump options available. Early withdrawal penalty may apply.
Offer: 36 Month Advantage. Early withdrawal penalty may be imposed. Must have Garrett State Bank deposit account with a direct deposit. Allows for two (2) changes (bumps) in the interest rate during the 36 month term.
4.18% interest rate
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More details - 4.25%APY$2,313 over 60 months on $10,000
Requirements
Product: Minimum deposit of at least $1,000. $2,000,000 maximum deposit per CD product ($100,000 maximum when opening online). A penalty will be imposed for early withdrawal. Partial withdrawals allowed for 6, 11, 15, 18, 24, 36, 48 and 60 Month CD ($1,000 minimum withdrawal with minimum remaining balance greater than $1,000). Partial withdrawals are not allowed for 12 Month CD. Automatically renewable certificates allow 10 days after maturity to redeem.
4.16% interest rate · Balance cap $2,000,000 · Effective Oct 15, 2026
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More details - 4.25%APY$2,313 over 60 months on $10,000
Requirements
Product: Membership qualifying account required. Dividends compounded monthly. Penalty for early withdrawal: 365 days or less remaining has 91 days interest penalty; 366-730 days remaining has 180 days interest penalty; 731-1095 days remaining has 365 days interest penalty; 1096-1460 days remaining has 540 days interest penalty; greater than 1460 days remaining has 730 days interest penalty.
4.17% interest rate · Compounded monthly · Effective Sep 1, 2026
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More details - 4.20%APY$243 over 7 months on $10,000
Requirements
Product: Penalties may apply for early withdrawal of funds. Interest earned can be added to Certificate, mailed by check, or deposited into an LNB Community Bank checking or savings account.
4.16% interest rate · Effective Sep 22, 2026
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More details - 4.20%APY$420 over 1 year on $10,000intro rate
Requirements
Product: Contact bank for current rate and availability. Promotional rate may remain available after expiration date (10/27/2026). Fees or other conditions could reduce earnings on the account. A penalty may or will be imposed for early withdrawal. Certificate will automatically renew with applicable rate at time of maturity.
Offer: Offer ends 10/27/2026. Alternative terms are not permitted.
Promotional rate · 4.14% interest rate · Effective Sep 23, 2026
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More details - 4.20%APYintro rate
Requirements
Product: Minimum investment of $300. Early withdrawal penalties may apply. Membership requires purchasing and maintaining at least 1 share ($25.00 par value) in a Regular Share account.
Offer: Term is 5 years +. Rates valid October 1 - October 31, 2026. Minimum investment $300. Early withdrawal penalty may apply.
Promotional rate · Effective Oct 1, 2026
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More details - 4.17%APY$241 over 7 months on $10,000
4.13% interest rate · Effective Sep 30, 2026
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More details - First Federal Savings Bank of WashingtonCertificates of Deposit SpecialsCD · 13 months · $2,500 min
Bank · 1 branch
4.16%APY$451 over 13 months on $10,000intro rateRequirements
Product: Special CD rates. Early withdrawal penalty applies.
Offer: 13 Months CD special. Penalty: 3 months interest.
Promotional rate · 4.10% interest rate · Effective Sep 25, 2026
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More details - Thrive Credit UnionSpecial Rate Share CertificatesCD · 32 months · $500 min
Credit union · 3 branches
4.16%APY$1,148 over 32 months on $10,000Requirements
Product: Limited time offer. Dividends posted monthly are subject to change without notice. All rates subject to change at discretion of Board of Directors.
Offer: Dividends posted monthly.
4.10% interest rate · Effective Oct 14, 2026
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More details - 4.15%APY$1,070 over 30 months on $10,000with conditions
Requirements
Product: All CDs require a $500 minimum deposit. Subject to early withdrawal penalty.
Offer: Rewards APY requires two qualifying relationships: direct deposit of at least $1,000/month, at least $25,000 on deposit, or a qualifying loan in good standing.
Qualified rate · 4.07% interest rate
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More details - 4.11%APY$307 over 9 months on $10,000
Requirements
Product: A penalty may be imposed for early withdrawal. Fees may reduce earnings. Minimum opening deposit of $500.00. Rates are subject to change without notice.
Offer: A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Effective Jul 14, 2026
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More details - 4.11%APY$446 over 13 months on $10,000
Requirements
Product: Available with terms from seven days to five years. Fixed and variable rate CDs are available. Penalty may or will be imposed for early withdrawal. Fees or other conditions could reduce earnings.
Offer: 13 Month CD Special. Early withdrawal penalty may apply.
4.05% interest rate · Effective Oct 5, 2026
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More details - 4.11%APY$446 over 13 months on $10,000
Requirements
Product: Interest may be compounded on the certificate or interest checks/transfers may be received on a monthly, quarterly, semi-annual or maturity basis. Jumbo Certificate of Deposits: Balances $100,000 or more add 0.100% to the certificate rate. Up to $5,000,000.00 per individual or entity.
Offer: CD Special; CD Special rates are not applicable for Individual Retirement Accounts. Term: 13 Months. Early withdrawal penalty: 6.5 Months.
4.05% interest rate · Balance cap $5,000,000 · Effective Oct 5, 2026
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More details - 4.11%APY$516 over 15 months on $10,000
Requirements
Product: A penalty may be imposed for any CD withdrawals before maturity. Fees may reduce earnings on account.
4.05% interest rate · Effective Oct 15, 2026
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More details - 4.11%APY$803 over 23 months on $10,000intro rate
Requirements
Offer: Requires a minimum deposit of $2,500.00. Limited-time offer. First Harrison Bank reserves the right to limit deposits into this account. CD renews with a 24-month term after initial 23-month term.
Promotional rate · Effective Jun 29, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Indiana
1,673 CDs at 171 banks and credit unions · checked Oct 15–22
- Typical
- 2.94%
- Top 10% from
- 4.03%
- Banks, typical
- 2.50%
- Credit unions, typical
- 3.04%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Indiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityWide Federal Credit UnionCredit union · 11 branches
- Haynes Community FCUCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch