Best CD rates and certificates

Requirements

Product: Membership subject to eligibility. Minimum balance of $1,000 required to open. Early withdrawal penalty is 90 days interest. 0.10% increase to CD rate for Gold Club except 15-month rate.

Offer: Fall into a Great Rate Certificate Special; limited-time offer; excluded from Gold Club 0.10% rate increase.

Requirements

Product: Limited-time promotional CD offer. Minimum investment $1,000. IRAs and commercial accounts are not eligible. Interest will not be compounded and will be posted at maturity. Automatically renews at maturity into a 6-month CD at then current rate. No set-up or maintenance fee. Early withdrawal penalty applies.

Offer: Limited-time offer. Automatically renews at maturity into a 6-month CD at then current rate. IRAs and commercial accounts are not eligible. Early withdrawal penalty applies. Interest will not be compounded; posted at maturity.

Requirements

Product: You must maintain a minimum balance to obtain APY. A penalty may be imposed for early withdrawal. Fees or withdrawals may reduce earnings.

Requirements

Product: Minimum balance to open and obtain APY is $1,000 ($2,000 for IRAs).

Requirements

Product: Must meet credit union membership guidelines and have a primary savings account. Fixed dividend rate. Early withdrawal penalty applies (3 months interest on certificates of 12 months or less; 6 months interest on certificates of more than 12 months).

Requirements

Product: Certificates available in 12, 24, 36, 48, and 60 months. Early withdrawal penalties apply.

Offer: 55 and over extra .010%. Minimum deposit $1,000 required.

Requirements

Product: West Peoria Grand Opening Special limited-time offer. Open in person at the West Peoria branch. Requires a minimum balance of $5,000.00 to obtain stated APY. Early withdrawal penalty may be imposed. Applies to new money only. Does not apply to the 55+ CD Rate Bump. Fees could reduce earnings.

Offer: Minimum balance of $5,000.00 required to obtain stated APY. Penalty may be imposed for early withdrawal. Applies to new money only. Does not apply to the 55+ CD Rate Bump. Fees could reduce earnings on this account.

Requirements

Product: Substantial penalty may be imposed for early withdrawal on CDs. APY assumes interest is automatically reinvested. There is no minimum balance requirement to obtain the Annual Percentage Yield.

Offer: Special CD. Compounding/crediting frequency: At Maturity.

Requirements

Product: Available for a minimum deposit of $500 with terms from 6 to 60 months. Certificates automatically renew. May be used as security to get a better rate on your next loan. A penalty will be imposed for early withdrawal.

Offer: 7 Month Special. Minimum balance of $500 required to open and earn dividends. Early withdrawals may be subject to a penalty.

Requirements

Product: Credit union membership is required. Rates are subject to change. Funds are insured up to $250,000 per account by ASI (American Share Insurance). This institution is not federally insured. Limited-time offer and may be withdrawn at any time. Penalty for early withdrawal. Fees could reduce earnings on the account. Based on monthly compounding of interest and monthly crediting of interest.

Requirements

Product: Early withdrawal penalties apply. A withdrawal may reduce earnings. Membership eligibility required.

Offer: Limited time special offer. Offer requires 100% of funds as new funds not currently on deposit with West Community Credit Union or Gateway Metro Federal Credit Union. Minimum opening deposit of $500. Membership eligibility required. Early withdrawal penalties apply.

Requirements

Offer: You can add money any time until maturity. No maximum balance.

Requirements

Product: Penalty for early withdrawal. Interest is compounded quarterly. The Annual Percentage Yield assumes interest remains on deposit for one year. Periodic interest checks and transfers available.

Offer: Quarterly compound.

Requirements

Product: Federally insured by NCUA. Early withdrawal penalties apply. No setup or maintenance fees. $1 share deposit required; must qualify for membership.

Offer: Compounding and crediting at maturity. Early withdrawal penalties apply.