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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 91–105 results in Illinois

  1. First Northern Credit UnionShare CertificatesCD · 15 months · $2,500 min

    Credit union · 4 branches

    4.10%APY$515 over 15 months on $10,000intro rate
  2. Crossroads BankCertificates of Deposit (CDs)CD · 17 months · $2,000 min

    Bank · 2 branches

    4.10%APY$586 over 17 months on $10,000
  3. Top Carrot, Carrot Score 88
    Navy Federal Credit UnionStandard CertificateCD · 18 months · $1,000 min · 4.10%–4.15% by balance

    Credit union · 5 branches

    4.10%APY$621 over 18 months on $10,000
  4. Heartland Bank and Trust CompanyCertificates of DepositCD · 23 months · $5,000 min

    Bank · 80 branches

    4.10%APY$801 over 23 months on $10,000intro rate
  5. Fidelity Bank & TrustCertificate of DepositCD · 27 months · $500 min

    Bank · 1 branch

    4.10%APY$946 over 27 months on $10,000
  6. Top Carrot, Carrot Score 91
    IH Mississippi Valley Credit UnionCDsCD · 36 months · $250 min

    Credit union · 8 branches

    4.10%APY$1,281 over 36 months on $10,000
  7. Catholic & Community CUCertificate of DepositCD · 39 months · $500 min

    Credit union · 3 branches

    4.10%APY$1,395 over 39 months on $10,000
  8. Taylorville Community Credit UnionShare CertificatesCD · 7 months · $1,000 min

    Credit union · 4 branches

    4.09%APY$237 over 7 months on $10,000intro rate
  9. Urbana Municipal Employees Credit UnionCertificates of DepositCD · 6 months · $1,000 min

    Credit union · 1 branch

    4.08%APY$202 over 6 months on $10,000intro rate
  10. First State Bank of Beecher CityCertificates of DepositCD · 12 months · $500 min

    Bank · 1 branch

    4.08%APY$408 over 1 year on $10,000
  11. Top Carrot, Carrot Score 88
    Fox Valley Credit UnionTerm Certificates or Certificates of DepositCD · 12 months · $500 min

    Credit union · 2 branches

    4.08%APY$408 over 1 year on $10,000intro rate
  12. Eureka Savings BankCertificates of DepositCD · 60 months · $1,000 min

    Bank · 5 branches

    4.08%APY$2,213 over 60 months on $10,000
  13. Service Plus Credit UnionCertificateCD · 13 months · $500 min

    Credit union · 1 branch

    4.07%APY$442 over 13 months on $10,000
  14. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionShare Certificate LadderCD · 60 months · $1,000 min

    Credit union · 4 branches

    4.07%APY$2,208 over 60 months on $10,000
  15. The Clay City Banking Co.CD SpecialsCD · 13 months · $500 min

    Bank · 4 branches

    4.06%APY$441 over 13 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.

What CDs pay in Illinois

2,750 CDs at 307 banks and credit unions · checked Oct 16–22

Typical
2.57%
Top 10% from
4.00%
Banks, typical
2.22%
Credit unions, typical
3.00%

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Illinois

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Bloomington Municipal Credit UnionCredit union · 1 branch
  2. First Community Credit UnionCredit union · 7 branches
  3. Acme Continental Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate