Credit union · NCUA insured
Urbana Municipal Employees Credit Union CD Rates
Urbana Municipal Employees Credit Union’s best CD rate is 4.08% APY on a 6-month share certificate (CD). Rates checked October 16, 2026.
How Urbana Municipal Employees Credit Union’s CD rates compare
Compared with banks and credit unions near Champaign, IL, where Urbana Municipal Employees Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Urbana Municipal Employees Credit Union
4.08%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $202
Certificates of Deposit
Top rate
Longview Community Bank
4.70%APY
- Term
- 15 months
- Minimum
- $10,000
- Earns on $10,000
- $591
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
4.08%APY · 1 term
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsRate is for New and Moved Money | 4.08% | $202 |
Sources (1)
- umecu-urbana.com/account-information.html · captured Sep 17, 2026
Who can join Urbana Municipal Employees Credit Union
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