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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 361–375 results in Illinois

  1. Insite National BankCertificate of DepositCD · 48 months · $2,500 min · 2.27%–2.58% by balance

    Bank · 1 branch

    2.43%APY$1,008 over 48 months on $10,000
  2. West Central BankFLEX Certificate of DepositCD · 30 months · $1,000 min

    Bank · 6 branches

    2.37%APY$603 over 30 months on $10,000
  3. Bank FirstCertificate of DepositCD · 6 months · $1,000 min

    Bank · 3 branches

    2.28%APY$113 over 6 months on $10,000
  4. Petefish, Skiles & Co BankCertificate of DepositCD · 6 months · $1,000 min

    Bank · 6 branches

    2.26%APY$112 over 6 months on $10,000
  5. Top Carrot, Carrot Score 88
    Arsenal Credit UnionCertificate of Deposit (CD)CD · 6 months · $500 min

    Credit union · 1 branch

    2.25%APY$112 over 6 months on $10,000
  6. Northern Illinois Federal Credit UnionAdd-on CDCD · 12 months · $5 min

    Credit union · 1 branch

    2.25%APY$225 over 1 year on $10,000
  7. 2 Rivers Area Credit UnionShare CertificatesCD · 12 months · $1,000 min

    Credit union · 1 branch

    2.25%APY$225 over 1 year on $10,000
  8. CommonWealth Credit UnionCD SpecialsCD · 24 months · $1,000 min

    Credit union · 1 branch

    2.25%APY$455 over 24 months on $10,000intro rate
  9. Access Credit UnionRegular CDCD · 48 months · $500 min · 2.15%–2.25% by balance

    Credit union · 1 branch

    2.25%APY$931 over 48 months on $10,000
  10. Peoples Bank of Kankakee County12 Month CDCD · 12 months · $5,000 min · 2.21%–2.41% by balance

    Bank · 3 branches

    2.21%APY$221 over 1 year on $10,000
  11. Top Carrot, Carrot Score 90
    Midwest Members Credit UnionShare Certificates (CDs)CD · 60 months · $1,000 min

    Credit union · 3 branches

    2.17%APY$1,133 over 60 months on $10,000
  12. Peoples Bank of Kankakee County6 Month CDCD · 6 months · $5,000 min · 2.15%–2.35% by balance

    Bank · 3 branches

    2.15%APY$107 over 6 months on $10,000
  13. INBPremier CD (Rising Rate Y)CD · 48 months · $1,000 min

    Bank · 13 branches

    2.12%APY$875 over 48 months on $10,000with conditions
  14. Top Carrot, Carrot Score 88
    Illinois Educators CUFuture Me CDCD · 12 months · $500 min

    Credit union · 2 branches

    2.07%APY$207 over 1 year on $10,000
  15. First National Bank of Brownstown36 Month Certificate of DepositCD · 36 months · $1,000 min

    Bank · 1 branch

    2.05%APY$628 over 36 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Illinois

2,754 CDs at 306 banks and credit unions · checked Oct 22–24

Typical
2.61%
Top 10% from
4.00%
Banks, typical
2.25%
Credit unions, typical
3.01%

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Illinois

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Bloomington Municipal Credit UnionCredit union · 1 branch
  2. First Community Credit UnionCredit union · 7 branches
  3. Acme Continental Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate