Credit union · NCUA insured
2 Rivers Area Credit Union CD Rates
2 Rivers Area Credit Union’s best CD rate is 2.25% APY on a 1-year share certificate (CD). Rates checked October 16, 2026.
How 2 Rivers Area Credit Union’s CD rates compare
Compared with banks and credit unions near Kankakee, IL, where 2 Rivers Area Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
2 Rivers Area Credit Union
2.25%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $225
Share Certificates
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
PNC
4.25%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $461
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
2.25%APY · 1 term
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 2.25% | $225 |
Sources (1)
- 2riversacu.com/rates-fees · captured Sep 17, 2026
Who can join 2 Rivers Area Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Open to all persons living in or working in Kankakee, Will, and Iroquois Counties.
Employers and groups
- Open to employees of Shapiro Developmental Center, Illinois Veterans in Manteno, or Fox Development Center.
- Open to persons retired as pensioners or annuitants from qualifying employers (Shapiro Developmental Center, Illinois Veterans in Manteno, or Fox Development Center).
Family and household
- Open to spouses of persons who expired while within the field of membership.
- Open to family members (spouse, child, sibling, parent, grandparent, grandchild, aunt, uncle, niece, nephew, stepparents, stepchildren, step-siblings, and adoptions) and household members (people living in the same residence as a single economic unit) of otherwise eligible persons.
Membership information collected October 5, 2026.