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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 151–165 results in Illinois

  1. Barrington Bank & Trust Company, N.A.13-Month CD SpecialCD · 13 months · $1,000 min

    Bank · 9 branches

    4.00%APY$434 over 13 months on $10,000intro rate
  2. Northbrook Bank & Trust Company, N.A.13-Month CD SpecialCD · 13 months · $1,000 min

    Bank · 7 branches

    4.00%APY$434 over 13 months on $10,000intro rate
  3. Lakeside BankCertificate of DepositCD · 13 months · $2,500 min

    Bank · 11 branches

    4.00%APY$434 over 13 months on $10,000intro rate
  4. State Street BankCD SpecialsCD · 19 months · $1,000 min

    Bank · 3 branches

    4.00%APY$641 over 19 months on $10,000
  5. Top Carrot, Carrot Score 93
    Illinois State Credit UnionShare CertificatesCD · 24 months · $500 min

    Credit union · 5 branches

    4.00%APY$816 over 24 months on $10,000
  6. Top Carrot, Carrot Score 87
    Decatur Earthmover Credit UnionCD Rate SpecialCD · 7 months · $5,000 min

    Credit union · 4 branches

    3.98%APY$230 over 7 months on $10,000intro rate
  7. Land of Lincoln Credit UnionShare Certificates (CDs)CD · 11 months · $10,000 min

    Credit union · 14 branches

    3.97%APY$363 over 11 months on $10,000
  8. Northrop Grumman Federal Credit UnionCertificatesCD · 24 months · $2,500 min

    Credit union · 1 branch

    3.97%APY$810 over 24 months on $10,000
  9. Top Carrot, Carrot Score 93
    Cooperative Choice Network Credit UnionShare CertificatesCD · 30 months · $500 min

    Credit union · 4 branches

    3.97%APY$1,022 over 30 months on $10,000
  10. Hickory Point Bank & TrustCertificate of DepositCD · 13 months · $1,000 min

    Bank · 8 branches

    3.96%APY$430 over 13 months on $10,000intro rate
  11. First National Bank of WaterlooCertificate of DepositCD · 24 months · $1,000 min

    Bank · 16 branches

    3.96%APY$808 over 24 months on $10,000
  12. Top Carrot, Carrot Score 87
    The Federal Savings BankSpecial CD PromotionCD · 36 months · $5,000 min

    Bank · 2 branches

    3.95%APY$1,232 over 36 months on $10,000intro rate
  13. R.I.A. Federal Credit UnionShare CertificateCD · 6 months · $500 min

    Credit union · 5 branches

    3.92%APY$194 over 6 months on $10,000
  14. State Bank of ToulonCertificates of DepositCD · 13 months · $2,500 min

    Bank · 3 branches

    3.92%APY$425 over 13 months on $10,000
  15. Central State BankCertificate of DepositCD · 15 months · $5,000 min

    Bank · 4 branches

    3.91%APY$491 over 15 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Illinois

2,748 CDs at 307 banks and credit unions · checked Oct 16–23

Typical
2.57%
Top 10% from
4.00%
Banks, typical
2.22%
Credit unions, typical
3.00%

Is your bank paying you enough?

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Illinois

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Bloomington Municipal Credit UnionCredit union · 1 branch
  2. First Community Credit UnionCredit union · 7 branches
  3. Acme Continental Credit UnionCredit union · 1 branch
See all ranked institutions
Best CD Rates of October 2026 | Carrot Rate