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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 121–135 results in Georgia

  1. United BankCertificates of DepositCD · 60 months · $500 min

    Bank · 17 branches

    2.02%APY$1,052 over 60 months on $10,000
  2. United BankStandard Rate CDsCD · 12 months · $500 min

    Bank · 16 branches

    2.00%APY$200 over 1 year on $10,000
  3. Connex Credit UnionStandard Term Share CertificateCD · 60 months · $500 min

    Credit union · 1 branch

    1.90%APY$987 over 60 months on $10,000with conditions
  4. Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance

    Bank · 179 branches

    1.76%APYwith conditions
  5. LOCOGA Federal Credit UnionShare Savings CertificatesCD · 24 months · $1,000 min

    Credit union · 1 branch

    1.75%APY$353 over 24 months on $10,000
  6. Connex Credit UnionSave To Win Certificate of DepositCD · 12 months · $25 min

    Credit union · 1 branch

    1.50%APY$150 over 1 year on $10,000
  7. Georgia's Own Credit UnionOwn Your Rate CDCD · 22 months · $500 min

    Credit union · 27 branches

    1.50%APY$277 over 22 months on $10,000
  8. Farmers and Merchants BankCertificates of Deposit (CDs)CD · 36 months · $1,000 min · 1.26%–2.78% by balance

    Bank · 6 branches

    1.26%APY$383 over 36 months on $10,000
  9. Citizens Trust BankRegular Certificates Of DepositCD · 12 months · $500 min

    Bank · 5 branches

    1.25%APY$125 over 1 year on $10,000
  10. Guardian BankCertificates of DepositCD · 12 months · $500 min

    Bank · 5 branches

    1.00%APY$100 over 1 year on $10,000
  11. Artesian City FCUCertificatesCD · 36 months · $1,000 min

    Credit union · 2 branches

    1.00%APY$303 over 36 months on $10,000
  12. Coosa Valley Credit UnionShare Certificate AccountCD · 60 months · $500 min

    Credit union · 11 branches

    1.00%APY$510 over 60 months on $10,000
  13. Macon-Bibb Employees CUCertificates of DepositCD · 24 months · $500 min

    Credit union · 1 branch

    0.80%APY$161 over 24 months on $10,000
  14. Georgia Power Valdosta FCUShare CertificatesCD · 24 months · $1,000 min

    Credit union · 1 branch

    0.75%APY$151 over 24 months on $10,000
  15. Century Bank & TrustCertificates of DepositCD · 60 months · $500 min

    Bank · 3 branches

    0.70%APY$355 over 60 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Georgia

910 CDs at 101 banks and credit unions · checked Oct 15–22

Typical
3.09%
Top 10% from
4.05%
Banks, typical
1.51%
Credit unions, typical
3.30%

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Georgia

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Lanier Federal Credit UnionCredit union · 3 branches
  2. Peach State Federal Credit UnionCredit union · 25 branches
  3. PenFed Credit UnionCredit union · 2 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate