Bank · FDIC insured
Century Bank & Trust CD Rates
Century Bank & Trust’s best CD rate is 0.70% APY on a 5-year CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Century Bank & Trust’s CD rates compare
Compared with banks and credit unions near Milledgeville, GA, where Century Bank & Trust has the most branches. $10,000, best rate first.
This bank’s best
Century Bank & Trust
0.70%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $355
Certificates of Deposit
Top rate
MidSouth Community Federal Credit Union
4.25%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $868
2nd-highest rate
Robins Financial Credit Union
3.75%APY
- Term
- 7 months
- Minimum
- $500
- Earns on $10,000
- $217
Century Bank & Trust CD score
60
CD score
Higher than 2% of U.S. banks and credit unions
- 3–8 months3–8 mo0.35%
- 9–15 months9–15 mo0.40%
- 16–30 months16–30 mo0.55%
- 31–60 months31–60 mo0.70%
- QualifiedQualified0.70%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Century Bank & Trust ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 0.70%APY · 9 terms
The Annual Percentage Yield (APY) assumes the interest remains on deposit until maturity. A withdrawal of interest will reduce earning. Minimum deposit to open account is $500.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsTerm: 90 Day. Compound method: Simple | 0.30% | $7 |
| 6 monthsTerm: 180 Day. Compound method: Simple | 0.35% | $17 |
| 12 monthsTerm: 12 Month. Compound method: Quarterly | 0.40% | $40 |
| 18 monthsTerm: 18 Month. Compound method: Quarterly | 0.45% | $68 |
| 24 monthsTerm: 24 Month. Compound method: Quarterly | 0.50% | $100 |
| 30 monthsTerm: 30 Month. Compound method: Quarterly | 0.55% | $138 |
| 36 monthsTerm: 36 Month. Compound method: Quarterly | 0.60% | $181 |
| 48 monthsTerm: 48 Month. Compound method: Quarterly | 0.65% | $263 |
| 60 monthsTerm: 60 Month. Compound method: Quarterly | 0.70% | $355 |
Sources (1)
- century.bank/loans/business-lo…ess-lines-of-credit.html · captured Sep 24, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.