Credit union · NCUA insured
Georgia Power Valdosta FCU CD Rates
Georgia Power Valdosta FCU’s best CD rate is 0.75% APY on a 2-year share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 22, 2026.
How Georgia Power Valdosta FCU’s CD rates compare
Compared with banks and credit unions near Valdosta, GA, where Georgia Power Valdosta FCU has the most branches. $10,000, best rate first.
This credit union’s best
Georgia Power Valdosta FCU
0.75%APY
- Term
- 24 months
- Minimum
- $1,000
- Earns on $10,000
- $151
Share Certificates
Top rate
Southeastern Credit Union
4.15%APY
- Term
- 18 months
- Minimum
- $500
- Earns on $10,000
- $629
2nd-highest rate
Colony Bank
4.05%APY
- Term
- 11 months
- Minimum
- $500
- Earns on $10,000
- $371
Georgia Power Valdosta FCU CD score
60
CD score
Higher than 2% of U.S. banks and credit unions
- 3–8 months3–8 mo0.35%
- 9–15 months9–15 mo0.55%
- 16–30 months16–30 mo0.75%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Georgia Power Valdosta FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 0.75%APY · 3 terms
| Term | APY · Up to $50,000 | APY · $50,000 – $99,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 monthsDividends compounded and credited quarterly. Fixed dividend rate after opening. Penalty imposed for early withdrawal. Fees could reduce earnings. If account is closed before dividends are paid, accrued dividends are forfeited | 0.35% | 0.35% | 0.35% | 0.35%0.35% $50k–$99k0.35% from $100k | $17 |
| 12 monthsDividends compounded and credited quarterly. Fixed dividend rate after opening. Penalty imposed for early withdrawal. Fees could reduce earnings. If account is closed before dividends are paid, accrued dividends are forfeited | 0.55% | 0.55% | 0.55% | 0.55%0.55% $50k–$99k0.55% from $100k | $55 |
| 24 monthsDividends compounded and credited quarterly. Fixed dividend rate after opening. Penalty imposed for early withdrawal. Fees could reduce earnings. If account is closed before dividends are paid, accrued dividends are forfeited | 0.75% | 0.75% | 0.75% | 0.75%0.75% $50k–$99k0.75% from $100k | $151 |
Sources (1)
- gpvfcu.com/share-rates · captured Sep 18, 2026
Special-purpose accounts
IRA Certificates
Up to 0.75%APY · 3 terms
| Term | APY · Up to $50,000 | APY · $50,000 – $99,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 monthsDividends compounded and credited quarterly. Fixed dividend rate after opening. Penalty imposed for early withdrawal. Fees could reduce earnings. If account is closed before dividends are paid, accrued dividends are forfeited | 0.35% | 0.35% | 0.35% | 0.35%0.35% $50k–$99k0.35% from $100k | $17 |
| 12 monthsDividends compounded and credited quarterly. Fixed dividend rate after opening. Penalty imposed for early withdrawal. Fees could reduce earnings. If account is closed before dividends are paid, accrued dividends are forfeited | 0.55% | 0.55% | 0.55% | 0.55%0.55% $50k–$99k0.55% from $100k | $55 |
| 24 monthsDividends compounded and credited quarterly. Fixed dividend rate after opening. Penalty imposed for early withdrawal. Fees could reduce earnings. If account is closed before dividends are paid, accrued dividends are forfeited | 0.75% | 0.75% | 0.75% | 0.75%0.75% $50k–$99k0.75% from $100k | $151 |
Sources (1)
- gpvfcu.com/share-rates · captured Sep 18, 2026
Who can join Georgia Power Valdosta FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees and retirees of participating partner companies or groups are eligible for membership.
Military, government and schools
- Employees and retirees of participating local government entities (City of Hahira, City of Remerton, Lowndes County Employees) are eligible to join.
Family and household
- Immediate family members of eligible group employees and retirees are eligible for membership.
Membership information collected October 4, 2026.