Skip to content

Credit union · NCUA insured

LOCOGA Federal Credit Union CD Rates

LOCOGA Federal Credit Union’s best CD rate is 1.75% APY on a 2-year share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 22, 2026.

How LOCOGA Federal Credit Union’s CD rates compare

Compared with banks and credit unions near Valdosta, GA, where LOCOGA Federal Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    LOCOGA Federal Credit Union

    1.75%APY

    Term
    24 months
    Minimum
    $1,000
    Earns on $10,000
    $353

    Share Savings Certificates

  • Top rate

    Southeastern Credit Union

    4.15%APY

    Term
    18 months
    Minimum
    $500
    Earns on $10,000
    $629

    Southeastern Credit Union rates

  • 2nd-highest rate

    Colony Bank

    4.05%APY

    Term
    11 months
    Minimum
    $500
    Earns on $10,000
    $371

    Colony Bank rates

Compare CD rates near you →

LOCOGA Federal Credit Union CD score

61

CD score

Higher than 5% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo0.55%
  • 9–15 months9–15 mo1.00%
  • 16–30 months16–30 mo1.75%
  • QualifiedQualified1.75%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where LOCOGA Federal Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join LOCOGA Federal Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details
← LOCOGA Federal Credit Union overview