Credit union · NCUA insured
Macon-Bibb Employees CU CD Rates
Macon-Bibb Employees CU’s best CD rate is 0.80% APY on a 2-year share certificate (CD). Terms run from 6 months to 4 years. Rates checked October 22, 2026.
How Macon-Bibb Employees CU’s CD rates compare
Compared with banks and credit unions near Macon, GA, where Macon-Bibb Employees CU has the most branches. $10,000, best rate first.
This credit union’s best
Macon-Bibb Employees CU
0.80%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $161
Certificates of Deposit
Top rate
BCU
4.30%APY
- Term
- 15 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $540
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
Macon-Bibb Employees CU CD score
61
CD score
Higher than 3% of U.S. banks and credit unions
- 3–8 months3–8 mo0.30%
- 9–15 months9–15 mo0.50%
- 16–30 months16–30 mo0.80%
- 31–60 months31–60 mo0.80%
- QualifiedQualified0.80%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Macon-Bibb Employees CU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 0.80%APY · 6 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 0.30% | $15 |
| 12 months | 0.50% | $50 |
| 18 months | 0.55% | $83 |
| 24 months | 0.80% | $161 |
| 36 months | 0.80% | $242 |
| 48 months | 0.80% | $324 |
Sources (2)
All captured Sep 19, 2026
Who can join Macon-Bibb Employees CU
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees of Macon-Bibb Consolidated Gov't, MTA, Macon-Housing Authority, Macon-Bibb EOC, and Macon-Bibb Planning and Zoning are eligible for membership.
Family and household
- Immediate family members of employees of the listed qualifying employers are eligible for membership.
- Immediate family members of current Macon-Bibb Employees Credit Union members are eligible to join.
Cost to join
- A deposit is required to establish membership ($20 total initial deposit / $15 minimum savings account balance).
- A $5 new membership fee is required to establish membership.
Membership information collected October 4, 2026.