Best CD rates and certificates

Requirements

Product: Requires up to $10,000 in new money. Funds on deposit in a maturing Jewett City Savings Bank (JCSB) CD are eligible when renewed within grace period. Open in branch only. Penalty may be imposed for early withdrawal. Available for a limited time only.

Offer: Requires up to $10,000 in new money. Funds on deposit in a maturing JCSB CD are eligible when renewed within grace period. Open in branch only. Available for a limited time only.

Requirements

Product: Minimum deposit to open Certificates is $500.00. Dividends are paid monthly on the average daily balance.

Requirements

Product: $500 minimum balance required to open account and earn posted dividend. Dividends paid monthly based on Average Daily Balance. Account automatically rolls over at maturity. Early withdrawal penalty equals 6 months (180 days) dividends.

Offer: Outside Funds

Requirements

Product: Promotional CD special rates. $1,000 min opening deposit. Max deposit $750,000 branch / $100,000 online. No monthly service charge. Early withdrawal penalty applies.

Offer: 13-Month Promo. Renewal term is 12 months. Minimum balance to earn APY is $0.01.

Requirements

Product: The Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the term of the account. For accounts subject to dividend compounding, the Annual Percentage Yield is based on an assumption that dividends will remain on deposit until maturity. A withdrawal of dividends will reduce earnings. There will be a 10 day period to add or withdrawal from the certificate without penalty. Early withdrawal penalty is half the term of interest.

Requirements

Product: Must maintain a minimum collected daily balance of $1,000.00 to obtain the disclosed APYs. A penalty for early withdrawal will be imposed. Fees could reduce earnings. 3 Month CD requires new money (funds not currently on deposit with First County Bank).

Offer: Must be opened with funds not currently on deposit with First County Bank (New Money Only). Must be opened in branch.

Requirements

Product: Limited-time special CD offer available in Maine for accounts opened starting January 5, 2026. Promotional rates for a limited time on new money only (funds cannot currently be deposited at NBT Bank). CD accounts must be opened in branch (Portland Bayside branch). At maturity, renewed into regular CD product at the current rate available. A penalty will be assessed for early withdrawal.

Offer: 4 Month CD promotional rate on new money only. Must be opened in branch in Portland Bayside, Maine.

Requirements

Product: Rates are subject to change without notice. Early withdrawal of a Certificate will incur a penalty. Fees may reduce earnings.

Requirements

Product: Fees may reduce earnings. Minimum balance is $0.01 to earn interest. Penalty may be imposed for early withdrawal of principal. Quoted rates are subject to change without notice. All products with asterisks require consumer customers to have a Dime Bank consumer checking account.

Offer: At maturity, will be automatically renewed into a 1 Year CD. New funds not currently on deposit with Dime Bank only. Consumer customers must have a Dime Checking Account with a balance of at least $2,000.00 at time of account opening.

Requirements

Product: Available to open online, in branch, or over the phone. New money only (funds must be from sources other than Washington Trust). Washington Trust checking account required with a minimum balance of $2,500. No municipal or government funds. Early withdrawal penalties apply.

Offer: New money only; funds must be from sources other than Washington Trust. Washington Trust checking account required with a minimum balance of $2,500. Available to open online, in branch, or over the phone. No municipal or government funds. Early withdrawal penalties apply.

Requirements

Product: Certificate of Deposit Specials (No Bonus Rate). Minimum of $500 is required to open a Certificate of Deposit and earn the advertised Annual Percentage yield. The Interest Rate and APY are fixed for the term of the account. The APY assumes interest remains on deposit until maturity. A withdrawal will reduce earnings. Substantial penalty for early withdrawal. Transaction limitations apply.

Offer: Fixed until maturity. Substantial penalty for early withdrawal.

Requirements

Product: $500 minimum balance. Dividends and principal assumed to remain on deposit until maturity; early withdrawal subject to penalty. No monthly maintenance fee.

Requirements

Offer: You can add money any time until maturity. No maximum balance.