Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Connecticut
- Skyline Financial Federal Credit Union7-Month Promotional Share CertificateCD · 7 months · $500 min
Credit union · 1 branch
5.00%APY$289 over 7 months on $10,000intro rateRequirements
Product: Must bring money not already on deposit at Skyline Financial Federal Credit Union. Minimum deposit is $500.00 to get started, with no cap on deposit amount. Upon maturity, the certificate will mature into a term of 6 months at the current rate published at the time of maturity. 7 day grace period. Certificate early withdrawal penalty is 90 days of interest.
Offer: Requires funds not already on deposit at Skyline Financial Federal Credit Union.
Promotional rate
Rate checked
More details - Connecticut State Police Credit UnionCertificates of DepositCD · 120 months · $500 min
Credit union · 2 branches
4.86%APY$6,065 over 120 months on $10,000Requirements
Product: Early withdrawal penalty may apply. Accounts compound monthly.
Offer: Early withdrawal penalty of 270 days dividends. Compounded monthly.
4.75% interest rate · Compounded monthly · Effective Sep 21, 2026
Rate checked
More details - 4.60%APY$499 over 13 months on $10,000intro rate
Requirements
Product: Early withdrawal penalty is 3.0% of the principal plus $25.00 fee. Automatic renewal at maturity with 10 grace days.
Offer: Promotional APY is for funds not currently on deposit with The First Bank of Greenwich. Early withdrawal penalty is 3.0% of the Principal plus $25.00. Interest is credited and compounded monthly.
Promotional rate · Compounded monthly
Rate checked
More details - Nutmeg State Financial Credit UnionShare CertificatesCD · 14 months · $1,000 min
Credit union · 12 branches
4.60%APY$539 over 14 months on $10,000Requirements
Product: Tiered rates. Automatically renewable at then-current market rates. Dividends are compounded and credited monthly using average daily balance method. Penalties apply for early withdrawal. $1,000 minimum balance to open and earn APY. 10-day grace period upon maturity.
Offer: Promotional Rate. At maturity, rolls into a 12-month non-promotional certificate at the then-current rate. Minimum deposit is $1,000 per member on new money only (not available for funds withdrawn from existing Nutmeg savings or certificate accounts). Online enrollment only. Cannot be combined with other offers.
4.51% interest rate · Effective Oct 19, 2026
Rate checked
More details - 4.50%APY$450 over 1 year on $10,000intro rate
Requirements
Product: Dividends calculated and compounded daily and credited monthly on the last calendar day of the month. APY assumes dividends remain until maturity; premature withdrawal incurs penalty.
Offer: Promotional rate special. Rollover rate upon automatic renewal is 4.50% APY.
Promotional rate · 4.40% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details - 4.45%APY$910 over 24 months on $10,000
Requirements
Product: Digital certificate of deposit accounts. Must be funded within 30 days to remain open. Early withdrawal penalty applies. Automatic renewal at maturity with 10-day grace period. No maintenance fees.
Offer: Minimum Deposit of $500.00 required. Minimum Daily Balance required to earn APY is $500.00. Early withdrawal penalty is 270 days of interest.
4.36% interest rate · Effective Sep 15, 2026
Rate checked
More details - 4.45%APY$910 over 24 months on $10,000
Requirements
Product: Interest credited and compounded monthly or at maturity. Early withdrawal penalty applies based on term. Account automatically renews at maturity with a 10-calendar-day grace period. No monthly maintenance fees.
Offer: Early withdrawal penalty is 270 days of interest. Minimum daily balance required to earn APY is $500.00.
4.36% interest rate · Compounded monthly · Effective Sep 15, 2026
Rate checked
More details - 4.40%APY$403 over 11 months on $10,000
Requirements
Product: Must be at least 18 years old and a U.S. citizen or lawful permanent resident with a U.S. physical address. CD account balance may not exceed $1,000,000. Early withdrawal penalties apply (3 months interest for terms <= 12 months, 6 months interest for terms > 12 months).
4.31% interest rate · Balance cap $1,000,000 · Effective Oct 16, 2026
Rate checked
More details - Affinity Federal Credit Union8-Month Promotional CertificateCD · 8 months · $500 min
Credit union · 2 branches
4.35%APY$288 over 8 months on $10,000intro rateRequirements
Product: Minimum deposit $500. Monthly statement fee $2, waived with eStatements. Membership required ($5 deposit). APY effective as of 2026-09-25 / 2026-09-30. On maturity, automatically renews to 6-month term.
Offer: Balances of $500 or more. Renewal: 6-month term at prevailing rate.
Promotional rate · 4.26% interest rate · Effective Sep 25, 2026
Rate checked
More details - Affinity Federal Credit Union14-Month Promotional CertificateCD · 14 months · $500 min · 4.35%–4.45% by balance
Credit union · 2 branches
4.35%APY$509 over 14 months on $10,000intro rateRequirements
Product: Minimum deposit $500. Monthly statement fee $2, waived with eStatements. Membership required ($5 deposit). APY effective as of 2026-09-25 / 2026-09-30. On maturity, automatically renews to 12-month term.
Offer: Balances between $500 and $49,999.99. Renewal: 12-month term at prevailing rate.
Promotional rate · 4.26% interest rate · Effective Sep 25, 2026
Rate by balance
Rate by balance for 14-Month Promotional Certificate Balance APY $500 – $50,000Your amount 4.35% $50,000 – $100,000 4.40% $100,000 and up 4.45% Rate checked
More details - 4.35%APY$509 over 14 months on $10,000intro rate
Requirements
Product: Must be opened in branch with new money (funds not currently on deposit with First County Bank). Principal may be withdrawn without penalty during the 5-calendar-day window beginning 7 months after account opening. Other early withdrawals subject to 6 months' interest penalty. Automatically renews at maturity as a 12-month CD without the Easy Out feature. Additional deposits not permitted. Must maintain minimum collected daily balance of $1,000.00 to obtain disclosed APY.
Offer: Must be opened in branch with new money. $1,000 minimum opening deposit. Principal penalty-free withdrawal during 5-day window starting 7 months after opening; other early withdrawals penalized 6 months' interest. Renews as standard 12-month CD.
Promotional rate · 4.27% interest rate · Effective Oct 2, 2026
Rate checked
More details - Skyline Financial Federal Credit Union18-Month Promotional CDCD · 18 months · $500 min
Credit union · 1 branch
4.35%APY$660 over 18 months on $10,000intro rateRequirements
Product: Minimum deposit to open and earn APY is $500. Dividends are compounded and credited monthly. For certificate accounts, the dividend rate and APY are fixed for the term of the account. A withdrawal of dividends will reduce earnings. Upon maturity the account will renew to a regular 12-month certificate account at the rate in effect at that time. 7 days grace period after maturity to withdraw funds without penalty. Limited time promotion.
Offer: Existing members. Dividend rate is 4.267%.
Promotional rate · 4.27% interest rate · Effective Aug 28, 2026
Rate checked
More details - Affinity Federal Credit Union22-Month Promotional CertificateCD · 22 months · $500 min · 4.35%–4.45% by balance
Credit union · 2 branches
4.35%APY$812 over 22 months on $10,000intro rateRequirements
Product: Minimum deposit $500. Monthly statement fee $2, waived with eStatements. Membership required ($5 deposit). APY effective as of 2026-09-25 / 2026-09-30. On maturity, automatically renews to 24-month term.
Offer: Balances between $500 and $49,999.99. Renewal: 24-month term at prevailing rate.
Promotional rate · 4.26% interest rate · Effective Sep 25, 2026
Rate by balance
Rate by balance for 22-Month Promotional Certificate Balance APY $500 – $50,000Your amount 4.35% $50,000 – $100,000 4.40% $100,000 and up 4.45% Rate checked
More details - 4.30%APY$357 over 10 months on $10,000intro rate
Requirements
Product: Certificates renew automatically with a 10-day grace period. Early withdrawal penalties: 90 days dividends for terms 1 year or less; 182 days dividends for terms from 1 year up to 2 years; 365 days dividends for terms greater than 2 years. Interest is compounded and paid monthly. Must be a Waypoint member.
Offer: Special rate effective September 28 – October 16, 2026. Valid for new and/or existing money. Minimum balance $1,000; maximum $100,000. Limited to one special share certificate per SSN.
Promotional rate · 4.22% interest rate · Balance cap $100,000 · Effective Sep 28, 2026
Rate checked
More details - 4.28%APY$2,332 over 60 months on $10,000
Requirements
Product: Minimum Balance for all share certificates is $1,000 and is required to earn the stated APY. Dividends compounded monthly. Penalty will be imposed for early withdrawal.
4.20% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Connecticut
830 CDs at 88 banks and credit unions · checked Oct 16–22
- Typical
- 2.50%
- Top 10% from
- 4.05%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.00%
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Connecticut
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- USALLIANCE FinancialCredit union · 1 branch
- MSCUCredit union · 10 branches
- Affinity Federal Credit UnionCredit union · 2 branches