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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 31–45 results in Arizona

  1. Western State BankCD SpecialCD · 11 months · $1,000 min

    Bank · 7 branches

    4.20%APY$384 over 11 months on $10,000
  2. First Western BankSpecial Rate CDsCD · 24 months · $2,500 min

    Bank · 1 branch

    4.20%APY$858 over 24 months on $10,000intro rate
  3. Credit Union WestCertificateCD · 12 months · $500 min

    Credit union · 15 branches

    4.15%APY$415 over 1 year on $10,000
  4. Top Carrot, Carrot Score 89
    Vantage West Credit Union15-Month Online-Exclusive CDCD · 15 months · $500 min

    Credit union · 19 branches

    4.15%APY$521 over 15 months on $10,000intro rate
  5. SunWest Credit Union of ArizonaCertificate of DepositCD · 12 months · $500 min

    Credit union · 6 branches

    4.12%APY$412 over 1 year on $10,000
  6. WaFd Bank13 Month CD SpecialCD · 13 months · $1,000 min

    Bank · 28 branches

    4.10%APY$445 over 13 months on $10,000intro rate
  7. Top Carrot, Carrot Score 88
    Navy Federal Credit UnionStandard CertificateCD · 18 months · $1,000 min · 4.10%–4.15% by balance

    Credit union · 9 branches

    4.10%APY$621 over 18 months on $10,000
  8. Alerus Financial20 Month CD SpecialCD · 20 months · $5,000 min

    Bank · 2 branches

    4.10%APY$693 over 20 months on $10,000with conditions
  9. Top Carrot, Carrot Score 88
    Cochise Credit UnionCertificatesCD · 60 months · $1,000 min

    Credit union · 1 branch

    4.10%APY$2,225 over 60 months on $10,000
  10. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionShare Certificate LadderCD · 60 months · $1,000 min

    Credit union · 2 branches

    4.07%APY$2,208 over 60 months on $10,000
  11. Top Carrot, Carrot Score 89
    Vantage West Credit UnionCertificates (CD)CD · 60 months · $500 min

    Credit union · 19 branches

    4.06%APY$2,202 over 60 months on $10,000with conditions
  12. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionShort-Term Share CertificateCD · 6 months · $1,000 min

    Credit union · 2 branches

    4.05%APY$200 over 6 months on $10,000
  13. First Credit UnionTerm Share CertificatesCD · 7 months · $500 min

    Credit union · 8 branches

    4.05%APY$234 over 7 months on $10,000
  14. Tucson Federal Credit UnionShare CertificateCD · 60 months · $500 min

    Credit union · 8 branches

    4.05%APY$2,196 over 60 months on $10,000
  15. Top Carrot, Carrot Score 89
    Farmers Insurance Federal Credit UnionLimited Time 3-Month and 6-Month Share CertificatesCD · 3 months · $1,000 min

    Credit union · 1 branch

    4.00%APY$99 over 3 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Arizona

794 CDs at 73 banks and credit unions · checked Oct 15–22

Typical
3.20%
Top 10% from
4.20%
Banks, typical
2.00%
Credit unions, typical
3.65%

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Arizona

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. America First Credit UnionCredit union · 7 branches
  2. AERO FinancialCredit union · 7 branches
  3. ICCUCredit union · 2 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate