Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Fond du Lac, WI
- 4.50%APY$604 over 16 months on $10,000
Requirements
Product: Minimum balance to open is $500. Early withdrawal penalties apply.
Offer: Minimum balance to earn APY $5,000.
4.41% interest rate · Effective Oct 16, 2026
Rate checked
More details - 4.50%APY$2,462 over 60 months on $10,000
Requirements
Product: Membership required. Penalty may be imposed for early withdrawal and subject to account closure. APY assumes principal and interest remain on deposit for full term.
4.43% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.45%APY$636 over 17 months on $10,000intro rate
Requirements
Product: Membership is open to anyone who lives or works in Calumet, Columbia, Dodge, Fond du Lac, Green Lake, Jefferson, Milwaukee, Ozaukee, Sheboygan, Washington, Waukesha, Waushara, and Winnebago Counties as well as their immediate family members. Minimum balance to open and maintain membership is $5 in savings. Early withdrawal penalty applies before maturity. Accounts automatically renew at maturity.
Offer: 17 month special. Dividends paid quarterly for certificates of one year or greater.
Promotional rate · 4.38% interest rate · Effective Oct 7, 2026
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More details - 4.40%APY$478 over 13 months on $10,000
Requirements
Product: Interest compounded and credited quarterly, except 30-day Mini Jumbo and 3-month Fixed which are compounded and credited at maturity.
Offer: Special promotional rate; open by November 12, 2026. Current as of October 9, 2026 per promotion footnote; schedule effective October 15, 2026.
4.33% interest rate · Effective Oct 15, 2026
Rate checked
More details - 4.40%APY$667 over 18 months on $10,000
Requirements
Product: Penalty for early withdrawal. For all certificates unless otherwise noted: minimum deposit of $500 required to open certificate and earn dividends. 3 Month Certificate requires a minimum deposit of $5,000.
Offer: Penalty for early withdrawal.
4.31% interest rate
Rate checked
More details - 4.25%APY$461 over 13 months on $10,000intro rate
Requirements
Product: Membership required. Available for a limited time. Penalty for early withdrawal. Fees could reduce earnings. APY assumes principal and interest remain on deposit for full term.
Offer: Limited time offer. Minimum balance to earn dividends is $1,000.
Promotional rate · 4.18% interest rate · Effective Oct 1, 2026
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More details - 4.25%APY$461 over 13 months on $10,000intro rate
Requirements
Product: Must be eligible and qualify for membership at Verve, a Credit Union; purchase and maintain 1 share at par value of $5.00 in a savings account. Penalty for early withdrawal.
Offer: Special rate certificate. Dividends compound monthly. Automatic renewal upon maturity.
Promotional rate · 4.17% interest rate · Effective Sep 23, 2026
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More details - 4.18%APY$1,269 over 35 months on $10,000with conditions
Requirements
Product: Limited time offer. $5,000 minimum balance to open account. An active Bank First checking account with direct deposit is required to obtain this special. Penalty may be imposed for early withdrawal.
Offer: Interest is paid at 11 months and then semi-annually for the remaining term, renews into a 36 month CD. Requires $5,000 minimum to open and an active Bank First checking account with direct deposit.
Qualified rate · 4.14% interest rate
Rate checked
More details - 4.10%APY$910 over 26 months on $10,000intro rate
Requirements
Product: Not eligible for institutional investors. New money only. A penalty may be imposed for early withdrawal.
Offer: New money only. Not eligible for institutional investors. Penalty may be imposed for early withdrawal.
Promotional rate · 4.02% interest rate · Effective Aug 3, 2026
Rate checked
More details - 4.00%APY$641 over 19 months on $10,000
Requirements
Product: FVSBank reserves the right to limit new accounts to people residing in its Wisconsin market areas. Early withdrawals may be subject to penalties.
4.00% interest rate · Effective Oct 13, 2026
Rate checked
More details - 4.00%APY$851 over 25 months on $10,000intro rate
Requirements
Product: To open a CD special, visit your local office. Substantial penalty for early withdrawal. Non-personal cap is $250,000. Rate subject to change.
Offer: Fixed Rate. Personal or Business. To open, visit your local office.
Promotional rate · Effective Oct 15, 2026
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More details - 3.58%APY$542 over 18 months on $10,000
Requirements
Product: A penalty may be imposed for early withdrawal. Fees may reduce earnings. Certificates of Deposit available for personal and business.
Offer: 1 1/2 Year CD (18 Month) term. Penalty for early withdrawal.
3.55% interest rate · Effective Sep 1, 2026
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More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - National Exchange Bank & TrustCertificates of Deposit - Variable RateCD · 36 months · $300 min
Bank · 4 branches
3.30%APY$1,023 over 36 months on $10,000intro rateRequirements
Product: Penalty for early withdrawal from a certificate of deposit account may be imposed. Fees could reduce earnings on these accounts.
Offer: Dollars for Scholars - 36 Month. $50 minimum add-on amount. Variable rate valid through October 28, 2026.
Promotional rate · 3.30% interest rate · Effective Oct 15, 2026
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More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Fond du Lac, WI
213 CDs at 16 banks and credit unions · checked Oct 6–16
- Typical
- 2.25%
- Top 10% from
- 4.00%
- Banks, typical
- 1.63%
- Credit unions, typical
- 3.25%
Is your bank paying you enough?
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Fond du Lac, WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Marine Credit UnionCredit union · 3 branches
- Empeople Credit UnionCredit union · 1 branch
- Fond du Lac Credit UnionCredit union · 1 branch