Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–28 results in Roanoke, VA
- National Bank of BlacksburgCertificate of Deposit (CD) SpecialsCD · 12 months · $500 min
Bank · 1 branch
3.60%APY$360 over 1 year on $10,000intro rateRequirements
Product: Existing CDs do not automatically renew at special rates. Minimum opening deposit is $500. Compounding: terms < 12 months compound at maturity; 12 months compound monthly. Early withdrawal penalty applies. No monthly fee. No minimum balance after opening to earn APY.
Offer: Special rate. Existing CDs do not automatically renew at special rates. Interest compounds and pays monthly. Minimum opening deposit $500. Early withdrawal penalty is 3 months of interest.
Promotional rate · 3.54% interest rate · Effective Sep 10, 2026
Rate checked
More details - 3.00%APY$74 over 3 months on $10,000
Requirements
Product: $1,000 minimum opening deposit. After account opening, there is no minimum balance requirement to obtain the disclosed APY. Early withdrawal penalties and fees may reduce earnings. Rates may vary by location.
2.96% interest rate · Effective Oct 16, 2026
Rate checked
More details - 3.00%APY$954 over 37 months on $10,000intro rate
Requirements
Product: Penalty may be imposed for early withdrawal. Renews as a 37-month CD at current board rate. Limited time offer.
Offer: Limited time offer. Renews as a 37-month CD at the current board rate. Penalty for early withdrawal may apply.
Promotional rate · Effective Sep 21, 2026
Rate checked
More details - 2.78%APY$564 over 24 months on $10,000
Requirements
Product: Minimum to open is $1,000.00 and minimum to earn APY is $1,000.00. Early withdrawal penalty may apply. Membership required.
2.75% interest rate
Rate checked
More details - 2.63%APY$1,094 over 48 months on $10,000
Requirements
Product: Compounding: terms < 12 months compound at maturity; >= 12 months compound monthly. Minimum opening deposit is $2,500 on 90-day CD and $500 on all other terms. Early withdrawal penalties: 3 months of interest for terms <= 12 months, 6 months of interest for terms > 12 months. Renewable CDs automatically reinvest at maturity. No penalty CD allows one withdrawal of principal after 7 days without penalty. No monthly fee. No minimum balance after opening to earn APY.
Offer: Interest compounds and pays monthly. Minimum opening deposit $500. Early withdrawal penalty is 6 months of interest.
2.60% interest rate · Effective Sep 10, 2026
Rate checked
More details - 2.50%APYintro rate
Requirements
Product: Minimum opening deposit $500. Available at branch locations.
Offer: Term: 3 to 5 months.
Promotional rate
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More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 3 branches
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - 1.65%APY$165 over 1 year on $10,000
Requirements
Product: $5 membership share required. Dividends compounded monthly.
Offer: 12 month bump certificate. No monthly maintenance fees. No up-front fees.
1.64% interest rate · Compounded monthly
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More details - 1.55%APY$799 over 60 months on $10,000
Requirements
Product: Interest accrues daily and compounds quarterly if added to the CD balance. Early withdrawal penalties apply. CD interest can be added to the CD balance, deposited into another First Bank account, or paid by check.
1.55% interest rate · Effective Sep 30, 2026
Rate checked
More details - Roanoke Valley Community CUShare CertificateCD · 36 months · $2,500 min · 1.00%–2.53% by balance
Credit union · 1 branch
1.21%APY$367 over 36 months on $10,000Requirements
Product: Automatically rolls over at maturity unless specified otherwise. NCUA insured up to $250,000.00.
Offer: Based on average daily balance (ADB). Dividends compounded and credited quarterly.
1.00% interest rate · Effective Oct 1, 2023
Rate by balance
Rate by balance for Share Certificate Balance APY $2,500 and up 1.00% $5,000 and up 1.11% $10,000 and upYour amount 1.21% $25,000 and up 1.61% $50,000 and up 2.53% Rate checked
More details - 1.00%APY$100 over 1 year on $10,000
Requirements
Product: Guaranteed interest rate for one (1) year. Interest is compounded quarterly. Monthly or quarterly interest payments are available. One no penalty withdrawal after seven (7) days.
Offer: Guaranteed interest rate for one (1) year. Interest compounded quarterly. One no penalty withdrawal after seven (7) days.
1.00% interest rate · Compounded quarterly · Effective Oct 1, 2026
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More details - 1.00%APY$510 over 60 months on $10,000
Requirements
Product: The Stepping Stone CD can be bumped one time up to 1% within the term of the CD based on the current 36-month and 60-month Stepping Stone board rate. Daily balance to obtain APY.
Offer: Can be bumped one time up to 1% within the term of the CD based on current 60-month Stepping Stone board rate. Daily balance requirement to obtain APY.
1.00% interest rate · Effective Oct 1, 2026
Rate checked
More details - 1.00%APY$510 over 60 months on $10,000
Requirements
Product: A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Minimum balance to obtain APY is based on daily balance.
Offer: Penalty may be imposed for early withdrawal. Daily balance requirement to obtain APY.
1.00% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Roanoke, VA
135 CDs at 15 banks and credit unions · checked Oct 22
- Typical
- 2.50%
- Top 10% from
- 4.25%
- Banks, typical
- 1.52%
- Credit unions, typical
- 3.76%
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Roanoke, VA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Beacon Credit UnionCredit union · 2 branches
- Blue Eagle Credit UnionCredit union · 4 branches
- SalemVA Credit UnionCredit union · 3 branches